Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Little Rock, AR metro
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Electric Cooperatives FCUMoney Market CheckingMoney Market Checking · $2,500 min · 1.01%–2.28% by balance
Credit union · 1 branch
1.77%APY$177 a year on $10,0001.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $5,000 1.01% $5,000 – $10,000 1.51% $10,000 – $25,000Your amount 1.77% $25,000 and up 2.28% Rate checked
More details - Arkansas Farm Bureau Federal Credit UnionOne Year Notice AccountSavings · $500 min
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Membership eligibility required.
Offer: Dividends compounded and credited quarterly. Minimum balance $500.00 to earn stated APY. One-year notice required for withdrawal. Withdrawals prior to notice incur 10% forfeiture penalty.
1.60% interest rate · Balance cap $150,000
Rate checked
More details - Barksdale Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.26%–2.27% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: Tiered-rate account; dividends calculated using average daily balance method. Requires maintaining a $2,500 balance to avoid a monthly minimum balance fee. Maximum of 3 checks per month without fee ($10 fee per check over 3). Maximum of 6 transfers/withdrawals per month ($2 fee per withdrawal over 6).
Offer: Applies to balance tier $2,500 to < $10,000. Minimum balance of $2,500 required to earn stated APY and avoid monthly fee.
1.25% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.51% $50,000 – $100,000 2.02% $100,000 and up 2.27% Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 2 branches
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: A $6.00 monthly service fee can be waived by enrolling in online statements or maintaining an average balance of $1,000. 6 free withdrawals or transfers per month, $2 per transaction thereafter. Tiered rate account; see a personal banker for additional rate tier information.
Offer: Waive $6.00 monthly service fee by enrolling in online statements or maintaining an average balance of $1,000. Tiered rate account; see a personal banker for additional rate tier information.
Balance cap $25,000 · $6 monthly fee
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Available only to customers with a Kasasa Checking account (Kasasa Cash or Kasasa Cash Back). Limit one account per SSN. Requires $50 minimum opening deposit.
Offer: When qualifications in Kasasa Checking are met: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking each monthly qualification cycle.
Qualified rate · No monthly fee · Effective Nov 17, 2022
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Enrollments must be in place and qualification activities (at least 1 direct deposit/ACH transaction and 15 debit card purchases) must post and settle during each Monthly Qualification Cycle to Kasasa Cash or Kasasa Cash Back account to earn higher rate tiers. If qualifications are not met, base rate applies.
Offer: Kasasa Cash with Saver; qualifying transactions met (at least 1 direct deposit/ACH transaction and at least 15 debit card purchases post and settle during monthly qualification cycle).
Qualified rate · 0.99% interest rate · No monthly fee · Effective Aug 10, 2022
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.15%* Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Designed to help you save for a specific goal. $5 monthly service charge is waived when the primary owner enrolls in eStatements. $6 service charge per cycle if account falls below $100 during the cycle.
Offer: Balances up to $20,000.00 earn 0.85% APY. $5 monthly service charge waived with eStatements enrollment. $6 fee if balance falls below $100 during cycle.
$5 monthly fee · Effective Nov 15, 2024
Rate by balance
Rate by balance for Saver Account Balance APY Up to $20,000Your amount 0.85% Over $20,000 0.65% Rate checked
More details - UP Federal Credit UnionMoney Market Accounts (Tiered)Money Market Accounts (Tiered) · $2,500 min · 0.65%–1.00% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Rates are declared by the Board of Directors for the previous quarter, and dividends are paid quarterly. (Fees could reduce earnings or principal.)
Rate by balance
Rate by balance for Money Market Accounts (Tiered) Balance APY $2,500 – $12,500Your amount 0.65% $12,500 – $50,000 0.85% $50,000 and up 1.00% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · Effective Sep 25, 2026
Rate checked
More details - Arkansas Health Center Federal Credit UnionMinimum Balance Share AccountSavings · $5,000 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening balance of $5,000.00 required to open and maintain the account. Up to 4 free withdrawals per quarter. Dividends paid quarterly.
Offer: $5,000.00 minimum opening and maintenance balance required. Up to 4 free withdrawals per quarter. Dividends paid quarterly.
Effective Jun 1, 2023
Rate checked
More details - Arkansas Federal Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.01%–0.75% by balance
Credit union · 16 branches
0.50%APY$50 a year on $10,000Requirements
Product: $2,500 minimum daily balance required to avoid $15 monthly fee. All deposited funds earn the rate for the tier. Dividend rate and APY may change every dividend period.
Offer: All deposited funds earn the rate for the tier. $15 monthly fee if minimum daily balance of $2,500 is not maintained.
0.01% interest rate · $15 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.01% $1,000 – $5,000 0.50% $5,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.75% $100,000 – $250,000 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.75% $1,000,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Little Rock, AR metro
91 accounts at 35 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 3.15%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Little Rock, AR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 2 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 3 branches