Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Kingston, NY metro
- Wallkill Valley Federal Savings & LoanStatement Money MarketStatement Money Market · $100 min · 0.05%–0.51% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Limit of six (6) electronic withdrawals or transfers per month. Withdrawals and transfers made in person or by mail are unlimited. Monthly service fee of $10 waived with a minimum balance of $2,500 or if you maintain a combined daily balance of $25,000 or more on selected personal deposit accounts (excluding IRAs) throughout the month. Interest will not be paid on any day that the balance falls below $100.
Offer: Interest compounded continuously and credited monthly. Fee waived with $2,500 minimum balance or $25,000 combined daily balance across selected personal deposit accounts.
0.05% interest rate · $10 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Statement Money Market Balance APY $100 – $2,500 0.05% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.21% $50,000 and up 0.51% Rate checked
More details - Hudson Valley Credit UnionTiered Money Market AccountTiered Money Market Account · $1,000 min · 0.15%–0.50% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Membership required. Subject to a monthly fee per Fee Schedule, waived by maintaining a minimum daily balance of $1,000.
Offer: First Tier rate. Monthly fee waived with a minimum daily balance of $1,000.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY $1,000 and up 0.15% $10,000 and upYour amountSecond Tier rate. 0.15% $50,000 and upThird Tier rate. 0.20% $100,000 and upFourth Tier rate. 0.30% $250,000 and upFifth Tier rate. 0.50% Rate checked
More details - TEG Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.15%–0.50% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Open to members who live, work, worship, or attend school in Dutchess, Orange, Rockland, Putnam, Sullivan, Ulster, and Westchester counties. A $5 minimum share account balance is required for TEGFCU membership. Maximum of 6 withdrawals or transfers per month (no more than 3 by check/draft). Dividends are compounded and declared/credited on the last day of the month.
Offer: Daily minimum balance tier $1,000-$49,999.99. Minimum to open account is $1,000.00.
0.15% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Ulster Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.30% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fee. Tiered rates based on minimum balance / average daily balance. Minimum deposit of $500 to open and earn APY. Dividends paid monthly, calculated on average daily balance. Penalty-free withdrawals.
Offer: Average daily balance tier $2,500 - $99,999.99. Minimum deposit to open and earn APY is $500.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $100,000Your amount 0.10% $100,000 – $200,000 0.15% $200,000 – $300,000 0.20% $300,000 – $400,000 0.25% $400,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If the tax reporting owner is 18 years of age or less, the minimum to open the account is $10.00 and the minimum balance fee is waived for the first year. Interest is compounded daily and credited monthly.
Offer: Requires minimum daily balance of $250.00 to avoid $2.00 fee.
0.10% interest rate · Compounded daily · $2 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Paper statement format. Monthly fee waived with a minimum balance requirement (fee amount not stated).
Offer: Fees may reduce earnings.
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Passbook format only. Monthly fee waived with a minimum balance requirement (fee amount not stated).
Offer: Fees may reduce earnings.
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Requires maintaining a $10 minimum balance.
0.05% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum opening deposit establishes membership share. Dividends compounded and credited monthly using daily balance method.
Offer: Balance to earn APY is $100. Minimum to open is $5.
0.05% interest rate
Rate checked
More details - Mid-Hudson Valley Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Mid-Hudson Valley Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.05%–0.25% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded and credited monthly.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 and up 0.05% $10,000 and upYour amount 0.05% $25,000 and up 0.05% $50,000 and up 0.10% $100,000 and up 0.15% $200,000 and up 0.20% $300,000 and up 0.20% $400,000 and up 0.20% $500,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Tiered interest rate. Available in passbook, paper statement, or electronic format. Monthly fee waived with a minimum balance requirement (fee amount not stated).
Offer: Minimum balance to obtain APY $1-$24,999. Fees may reduce earnings.
0.05% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for More Yield Savings Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999 0.11% $50,000 – $99,999 0.11% $100,000 – $499,999 0.11% $500,000 and up 0.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kingston, NY metro
57 accounts at 20 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 0.82%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.05%
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Kingston, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self Reliance Financial Federal Credit UnionCredit union · 1 branch
- Rhinebeck BankBank · 1 branch