Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Indianapolis, IN metro
- Elements FinancialHigh Yield SavingsSavings · $0 min · 0.10%–3.15% by balance
Credit union · 5 branches
2.15%APY$215 a year on $10,000intro rateRequirements
Product: Tiered savings account paying variable rate. Available for new money only (funds not on deposit at Elements for 90 days prior to opening). Existing members must deposit $25,000 or more of new money within 10 days of opening, unless combined daily savings balance was $2,500 or less for the prior 90 days. No monthly Maintenance Service Charge. At least one account holder must be 18 years of age.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $100 0.10% $100 – $2,500 0.20% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 2.15% $25,000 – $50,000 2.45% $50,000 – $100,000 2.75% $100,000 – $250,000 3.05% $250,000 and up 3.15% Rate checked
More details - Christian Family Credit UnionMoney Market AccountMoney Market Account · 0.05%–3.03% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Minimum balance required: $2,000. Certain restrictions apply.
Offer: Below $2,000 minimum
0.05% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.05% $2,000 – $4,999 1.00% $5,000 – $24,999Your amount 2.02% $25,000 and up 3.03% Rate checked
More details - Security Federal Savings BankSecFed High Yield Money MarketSecFed High Yield Money Market · $50 min · 0.10%–3.30% by balance
Bank · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Interest paid on balances up to $7.5 million. $7.50 monthly service fee avoided with $5,000 minimum balance.
Offer: $7.50 monthly service fee waived with $5,000 minimum balance.
0.10% interest rate · $7.50 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for SecFed High Yield Money Market Balance APY Over $0 0.10% $5,000 and upYour amount 2.02% $100,000 and up 2.53% $250,000 – $7,500,000 3.30% Rate checked
More details - Elements FinancialHigh Yield Savings PlusSavings · $0 min · 0.10%–4.00% by balance
Credit union · 5 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Promotional savings account offering fixed 4.00% APY on balances of $15,000.00 or more for first 8 months with at least $15,000 in new money deposited (funds not on deposit at Elements within 30 days prior). Tiered rate based on daily balance. After 8 months, converts to standard non-promotional High Yield Savings tier structure. No monthly Maintenance Service Charge. At least one account holder must be 18 years of age.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Plus Balance APY Up to $100 0.10% $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $15,000Your amount 2.00% $15,000 and upPromotional fixed rate for first 8 months when depositing a minimum of $15,000.00 in new money not on deposit at Elements within 30 days prior to opening. 4.00% Rate checked
More details - Crane Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.05%–2.78% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Dividends are compounded and paid monthly using the daily balance method.
Offer: Balance below $2,500.00.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.76% $50,000 – $100,000 2.02% $100,000 and up 2.27% $250,000 and up 2.78% Rate checked
More details - FedEx Employees Credit AssociationMoney Market CheckingMoney Market Checking · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000 is required and must be maintained to receive dividends. If account balance falls below $2,500, a $10 fee will be assessed monthly.
Offer: Minimum opening deposit of $5,000 required and must be maintained to receive dividends. $10 monthly fee assessed if balance falls below $2,500.
$10 monthly fee · Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - FedEx Employees Credit AssociationMoney MarketMoney Market · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - IU Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.60%–3.50% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Requires a minimum balance of $1,000 to avoid a $10 monthly service charge. Requires a minimum balance of $0.01 to earn APY.
Offer: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn APY.
0.60% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.60% $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $75,000 2.50% $75,000 – $250,000 3.00% $250,000 and up 3.50% Rate checked
More details - Lake City BankInvestor’s Money MarketInvestor’s Money Market · $5,000 min · 0.00%–1.45% by balance
Bank · 9 branches
1.35%APY$135 a year on $10,000Requirements
Product: Eligible accounts include Lake City Bank consumer deposit accounts (except Personal Savings, Getting Ahead Savings, Restricted Access Savings, Rewards Savings, Rewards Plus Savings, Rewards Checking, Rewards Plus Checking), trust accounts, installment loans, mortgage loans and personal lines of credit (Cash Line, Executive, Home Equity, Visa® Credit Card). Visa Credit Card accounts may take up to 60 days after approval to become eligible. Maintain a $5,000 average collected balance to avoid $10 monthly maintenance fee.
Offer: Paid on balances up to $4,999.99. Maintain a $5,000 average collected balance to avoid $10 monthly maintenance fee.
$10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investor’s Money Market Balance APY Up to $5,000 0.00% $5,000 – $10,000 1.35% $10,000 – $20,000Your amount 1.35% $20,000 – $50,000 1.35% $50,000 – $100,000 1.40% $100,000 and up 1.45% Rate checked
More details - Centra Credit UnionHigh Interest Money Market SavingsHigh Interest Money Market Savings · $0 min · 1.35%–3.35% by balance
Credit union · 6 branches
1.35%APY$135 a year on $10,000Requirements
Product: Deposits in excess of $1,000,000 will require a special rate quote which may differ from posted rates. Unlimited withdrawals.
1.34% interest rate · No monthly fee · Effective Aug 11, 2026
Rate by balance
Rate by balance for High Interest Money Market Savings Balance APY Up to $24,999Your amount 1.35% $25,000 – $49,999 1.40% $50,000 – $249,999 1.45% $250,000 – $499,999 1.60% $500,000 – $999,999 2.10% $1,000,000 – $2,999,999 3.20% $3,000,000 and up 3.35% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Up to 6 withdrawals allowed per month with no penalty.
Effective Oct 1, 2026
Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, the linked checking account must meet monthly qualifications: at least 12 debit card purchases, 1 direct deposit/ACH credit or debit, enrollment in e-statements, and online/mobile banking login per Monthly Qualification Cycle.
Offer: Applies to daily balances up to and including $50,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Nov 1, 2021
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.25% $50,000 and up 0.25%* Rate checked
More details - KEMBA Indianapolis Credit UnionMoney MarketMoney Market · $0 min · 0.00%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends starting with deposits of $2,500 or more. Up to six withdrawals per calendar month, with three of those withdrawals by check; excessive withdrawal fee applies for more than six withdrawals.
0.00% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.75% $10,000 – $49,999Your amount 1.25% $50,000 – $99,999 1.75% $100,000 and up 2.00% Rate checked
More details - Indiana Members Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.21%–2.43% by balance
Credit union · 24 branches
1.21%APY$121 a year on $10,000Requirements
Product: Membership savings account required. No monthly fee with a minimum balance of $2,500; accounts below $2,500 may incur a fee.
Offer: Membership savings account required. Minimum balance of $2,500 required to earn dividends.
1.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.21% $20,000 – $49,999 1.51% $50,000 – $99,999 1.81% $100,000 – $249,999 2.22% $250,000 and up 2.43% Rate checked
More details - 3Rivers Federal Credit UnionMoney MarketMoney Market · $5,000 min · 1.00%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: A $5,000 minimum balance is required to open. If balance falls below $5,000 during the month, the dividend rate drops to the Standard Savings rate and a $10 monthly maintenance fee is incurred. If the balance falls below the minimum for the tier, the rate drops to lower tier. Daily compounding credited monthly.
Offer: A $10 monthly maintenance fee will be incurred on balances less than $5,000.
0.99% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $25,000Your amount 1.00% $25,000 – $45,000 1.10% $45,000 – $65,000 1.20% $65,000 – $85,000 1.30% $85,000 – $125,000 1.40% $125,000 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indianapolis, IN metro
148 accounts at 52 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.18%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches