Best high-yield savings rates

Requirements

Product: Automatically makes you a member and part owner of the Credit Union. Minimum balance to maintain membership/avoid fee is $5.00 ($2.00/month service fee if minimum balance not maintained). $10 closing fee if opened less than 6 months. Free transfers limited to 6 per calendar month/statement cycle.

Offer: Dividends compounded and credited monthly based on calendar month average daily balance. $2.00 monthly service charge fee if minimum balance is not maintained.

Requirements

Offer: All Balances

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Serves as Membership Deposit Account when joining USE Credit Union. $3.00 monthly service fee is waived if minimum average daily balance of $300.00 is met, and for members under 18 years of age or 65 years of age and older. Requires $25 balance to open.

Offer: Rates may change after account opening and fees may reduce earnings. $3.00 monthly service fee waived with $300.00 minimum average daily balance or for members under 18 or 65 and older.

Requirements

Product: Must have a linked High-Yield Checking or Cash Back Checking account. No minimum balance required to earn rewards ($0.01 minimum balance to earn rewards). No monthly service fees. No minimum opening deposit. Qualification requirements per Monthly Qualification Cycle: at least 1 direct deposit/ACH credit/debit, at least 15 debit card purchases, and enrollment in eStatements. Dividends credited on the last day of the statement cycle. Membership required.

Offer: When qualifications are not met during the Monthly Qualification Cycle. Entire daily balance earns dividend rate of 0.05% (0.05% APY).

Requirements

Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Limit of one account per social security number. $50 minimum deposit to open. No monthly maintenance fees.

Offer: Base rate earned on entire balance if qualifications are not met in linked checking account during Monthly Qualification Cycle.

Requirements

Product: Dividends compounded and credited monthly. $2,500 minimum balance to avoid service fee and earn APY.

Offer: Minimum balance to earn APY is $2,500.00; minimum balance to avoid service fee is $2,500.00.

Requirements

Offer: Dividends are compounded and credited monthly.

Requirements

Offer: Dividends are compounded and credited monthly.

Requirements

Offer: Dividends are compounded and credited monthly.

Requirements

Product: Savings account is at the core of a Beacon FCU membership. Required balance of $100 to earn regular dividend payments. If opening for a minor, a parent or legal guardian is required to co-sign as a joint owner.

Offer: Minimum balance of $100.00 required to earn the advertised APY.

Requirements

Product: 4 Free Withdrawals Per Quarter, Additional Withdrawals $2 Each. No $10 Quarterly Service Charge if $200 Minimum Daily Current Balance is Maintained. Account Earns Interest on the Daily Current Balance.

Offer: No $10 Quarterly Service Charge if $200 Minimum Daily Current Balance is Maintained.

Requirements

Product: Interest rates for money market savings accounts may vary depending on your area.

Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.

Requirements

Product: Compounded daily, paid monthly.

Offer: Minimum balance to earn dividends is $50. Compounded daily and paid monthly.