Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Houston, TX metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid quarterly. Requires a $5 minimum balance. Free online banking and e-statements.
Offer: Variable rate. Compounded and credited quarterly using average daily balance method. Minimum balance to avoid a service fee is $0.00. Minimum balance to earn stated APY is $5.00.
0.10% interest rate · No monthly fee · Effective Sep 26, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: IRS Form W9 may be required.
Offer: Variable rate. Compounded and credited quarterly using average daily balance method.
0.10% interest rate · Effective Sep 26, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Automatically closes after 12 months of a zero balance.
Offer: Variable rate. Compounded and credited quarterly using average daily balance method. Minimum balance to avoid a service fee is $0.00. Minimum balance to earn stated APY is $5.00.
0.10% interest rate · No monthly fee · Effective Sep 26, 2026
Rate checked
More details - BRAZOS VALLEY SCHOOLS CREDIT UNIONRevocable & Irrevocable TrustsSavings · $0 min
Credit union · 10 branches
0.10%APY$10 a year on $10,000Requirements
Product: Proof of trust is required.
Offer: Variable rate. Compounded and credited quarterly using average daily balance method.
0.10% interest rate · Effective Sep 26, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum $5.00 balance and keep account active with a yearly transaction to remain a member. Dividends posted monthly. Compounded daily and paid monthly. No monthly maintenance fee.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Southwest Airlines Federal Credit UnionMembership Savings AccountSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Grants full SWACU membership. Must maintain a minimum balance of $5. Dividends are earned on balances of $100 or more (earned daily, credited quarterly). Optional paper statements cost $3/month (members under 18 or over 70 exempt).
Offer: Compounded quarterly. Dividends are earned on balances more than $100.
Compounded quarterly · No monthly fee · Effective Aug 24, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - ILA 1351 Federal Credit UnionShare SavingsSavings · $100 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Available to all members who maintain at least a $25.00 balance at all times. Dividends are approved quarterly by the Board of Directors.
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $25,000Your amount 0.10% $25,000 – $75,000 0.15% $75,000 – $1,000,000 0.20% Rate checked
More details - 0.08%APY$8 a year on $10,000intro rate
Requirements
Product: Quarterly dividend period; 3 months term; penalty for early withdrawal or not maintaining minimum balance may apply.
Offer: Quarterly dividend period; 3 months term; early withdrawal or not maintaining minimum balance penalty may apply.
Promotional rate · 0.08% interest rate · Effective Sep 22, 2026
Rate checked
More details - Chocolate Bayou Community Federal Credit UnionMoney Market (EMMA)Money Market (EMMA) · $50 min
Credit union · 4 branches
0.08%APY$8 a year on $10,000Requirements
Product: Share accounts are compounded daily and paid monthly. Rates may change after account is opened.
Offer: Minimum balance to earn dividends is $50. Compounded daily and paid monthly.
0.08% interest rate · Compounded daily · Effective Jan 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 80 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - Energy Capital Credit UnionSavings AccountSavings · $100 min · 0.05%–0.07% by balance
Credit union · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: Dividends accrue daily and compound monthly. Average daily balance method applies.
Offer: Minimum balance to avoid a fee is $1,000.
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $9,999 0.05% $10,000 – $24,999Your amount 0.07% $25,000 – $49,999 0.07% $50,000 and up 0.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 16–23
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch