Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Houston, TX metro
- 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Open to anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler Counties. $5 minimum deposit required to open.
Offer: Minimum balance to earn APY is $100. Dividend rates are subject to change without notice, and may change after account is open.
0.20% interest rate · Effective Feb 18, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain $200 Average Collected Balance or link to $1,000 CD to avoid $6 quarterly service charge.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest bearing. Avoid $4.00 monthly activity service charge by maintaining daily balance over $100.00. Up to 6 pre-authorized withdrawals/transfers per month allowed, with a $10.00 service charge per withdrawal in excess of 6.
Offer: Avoid $4.00 monthly activity service charge on daily balances over $100.00. Excess withdrawal fee of $10.00 applies after 6 pre-authorized withdrawals/transfers per month.
0.20% interest rate · $4 monthly fee · Effective Sep 10, 2026
Rate checked
More details - Coastal Community Federal Credit UnionRegular SavingsSavings · $100 min · 0.08%–0.16% by balance
Credit union · 4 branches
0.16%APY$16 a year on $10,000Requirements
Product: All it takes is $5 to open an account here at Coastal. This savings account pays quarterly dividends. There may be a penalty for early withdrawal or not maintaining a minimum balance.
Offer: Quarterly dividend period; Day In/Day Out term; early withdrawal or not maintaining minimum balance penalty may apply.
0.08% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,000 0.08% $2,001 and upYour amount 0.16% Rate checked
More details - United Community Credit UnionSavings AccountSavings · $500 min · 0.05%–0.25% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Interest is compounded on average daily balance and credited quarterly. A minimum $5 deposit is required to get started as a member. The dividend rate and APY may change after account opening.
Offer: Minimum daily balance / average daily balance of $500 required to earn interest.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY $500 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - MidFirst BankTitanium Money MarketTitanium Money Market · $100 min · 0.10%–0.30% by balance
Bank · 8 branches
0.15%APY$15 a year on $10,000Requirements
Product: $10 monthly service charge, waived with $5,000 average daily balance. $100 minimum deposit to open account online.
$10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Titanium Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Effective Oct 14, 2026
Rate by balance
Rate by balance for Performance Savings Balance APY Up to $9,999 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - KBR Heritage Federal Credit UnionRegular Share AccountsSavings · $25 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000intro rateRequirements
Product: $5 minimum balance secures credit union membership. Earns quarterly dividends.
Offer: For 2nd Quarter of 2026. Paid Quarterly. $5 minimum balance secures membership.
Promotional rate · 0.00% interest rate
Rate by balance
Rate by balance for Regular Share Accounts Balance APY Up to $500 0.00% Over $500Your amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service charge of $3.50 waived if you have a $100 minimum daily balance, monthly deposits totaling $10 or more, one account owner under age 25, or own a Frost Plus Account or Frost Premium Account. Allows two free withdrawals per month ($3 per additional withdrawal). Unlimited transfers to an account in your name at Frost.
Offer: Monthly service charge of $3.50 waived with $100 minimum daily balance, monthly deposits totaling $10+, account owner under age 25, or Frost Plus/Frost Premium Account ownership.
0.15% interest rate · $3.50 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Savings Account Balance APY Up to $15,000Your amount 0.15% $15,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Unlimited transactions, free of charge.
0.15% interest rate · No monthly fee
Rate checked
More details - MemberSource Credit UnionMoney Market PlusMoney Market Plus · $2,500 min · 0.00%–0.30% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Rate is adjusted each Monday based on the leading Money Fund average as published in the Wall Street Journal. A $25 fee will be assessed if the balance falls below $2,500.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $2,500 0.00% $2,500 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 16–23
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch