Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Fort Wayne, IN metro
- 0.97%APY$97 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Paid on entire balance for daily balance $99,999.99 or less. $3 monthly fee waived on balances of $300 or more.
0.97% interest rate · $3 monthly fee · Effective Jun 10, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 0.97% $100,000 – $250,000 1.08% $250,000 – $500,000 1.29% $500,000 and up 1.41% Rate checked
More details - 0.92%APY$92 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Footnote prose rate for daily balance $99,999.99 or less. $3.00 monthly service charge waived if $300.00 minimum balance maintained each day.
0.92% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 0.92% $100,000 – $250,000 1.03% $250,000 – $500,000 1.24% $500,000 and up 1.36% Rate checked
More details - Beacon Credit UnionAdvantage Money Market - ConsumerAdvantage Money Market - Consumer · $0 min · 0.00%–2.70% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: No minimum balance required to open or maintain account. Access via debit cards or checks (paper or electronic) not permitted. Limit of 8 withdrawals per calendar month; withdrawals over the limit will be assessed a fee. $5 monthly account maintenance fee can be avoided by receiving eStatements. Membership qualifying account required. Insured up to $500,000 via ASI and ESI.
0.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Advantage Money Market - Consumer Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.75% $100,000 – $250,000 2.25% $250,000 and up 2.70% Rate checked
More details - 0.86%APY$86 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Plus Savings Balance APY Up to $50,000Your amount 0.86% $50,000 and up 0.56% Rate checked
More details - EWEB Employees Federal Credit UnionMain Money AccountMain Money Account · $1,000 min · 0.65%–1.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Designed to keep funds liquid. Withdrawals limited to 6 per month without penalty. Minimum balance of $1,000.00. $10.00 monthly fee per account below Minimum Balance. Compounded and paid monthly.
Offer: Minimum daily balance to earn dividends is $1,000 to $2,499.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance.
0.65% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Main Money Account Balance APY $1,000 – $2,500 0.65% $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 – $100,000 1.05% $100,000 and up 1.25% Rate checked
More details - EWEB Employees Federal Credit UnionMain Money AccountSavings · $1,000 min · 0.65%–1.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance.
0.65% interest rate · $10 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Main Money Account Balance APY $1,000 – $2,500 0.65% $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 – $100,000 1.05% $100,000 and up 1.25% Rate checked
More details - 0.66%APY$66 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and having 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.56%APY$56 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Plus Savings balance when meeting monthly qualifications.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 3Rivers Federal Credit UnionMoney PlusMoney Plus · $10,000 min · 0.55%–0.85% by balance
Credit union · 13 branches
0.55%APY$55 a year on $10,000Requirements
Product: A $10,000 minimum balance is required to open. May issue up to 3 checks per month. If balance falls below $10,000 any time during the month, dividend rates become equal to stated Standard Savings rate and a $15 monthly maintenance fee is incurred. Daily compounding credited monthly.
Offer: A $15 monthly maintenance fee will incur for balances falling below $10,000.
0.55% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Plus Balance APY $10,000 – $35,000Your amount 0.55% $35,000 – $75,000 0.60% $75,000 – $125,000 0.70% $125,000 – $500,000 0.75% $500,000 and up 0.85% Rate checked
More details - MidWest America Federal Credit UnionLiquid GoldLiquid Gold · $2,500 min · 0.30%–0.66% by balance
Credit union · 6 branches
0.46%APY$46 a year on $10,000Requirements
Product: Liquid Gold - $500 minimum transaction limit for all deposits and withdrawals. Up to six withdrawals or transfers can be made per month. APY = Annual Percentage Yield The above rates are variable and fees may reduce earnings.
0.30% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Liquid Gold Balance APY $2,500 and up 0.30% $10,000 and upYour amount 0.46% $25,000 and up 0.56% $50,000 and up 0.66% Rate checked
More details - MidWest America Federal Credit UnionLiquid GoldSavings · $2,500 min · 0.30%–0.66% by balance
Credit union · 6 branches
0.46%APY$46 a year on $10,000Requirements
Product: Tiered savings account. $500 minimum transaction limit for all deposits and withdrawals. Up to six withdrawals or transfers per month. Dividends compounded monthly. Rate is variable.
Offer: Monthly dividend distribution. Dividend rate 0.30%. Variable rate.
0.30% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Liquid Gold Balance APY $2,500 and up 0.30% $10,000 and upYour amountDividend rate 0.46%. 0.46% $25,000 and upDividend rate 0.56%. 0.56% $50,000 and upDividend rate 0.66%. 0.66% Rate checked
More details - 0.36%APY$36 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $50,000Your amount 0.36% $50,000 and up 0.16% Rate checked
More details - Fort Financial Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–1.25% by balance
Credit union · 5 branches
0.30%APY$30 a year on $10,000Requirements
Product: Unlimited transactions, minimum $250 per transaction. Dividends calculated daily and credited monthly.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.30% $25,000 – $49,999 0.60% $50,000 – $100,000 1.00% $100,000 and up 1.25% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.26%APY$26 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $10,000 balance in 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fort Wayne, IN metro
76 accounts at 26 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 2.26%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.10%
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Fort Wayne, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Summit Choice Credit UnionCredit union · 6 branches
- Flagstar BankBank · 10 branches
- GreenWay BankBank · 1 branch