Best high-yield savings rates

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Maintain a $300 minimum daily balance in the account to avoid the $3 monthly maintenance fee. Interest is compounded daily and paid monthly.

Offer: Maintain a $300 minimum daily balance to avoid the monthly maintenance fee. Applies to all balances.

Requirements

Product: Maintain a $2,500 minimum daily balance in the account to avoid the $10 monthly maintenance fee. Interest is compounded daily and paid monthly.

Offer: Maintain a $2,500 minimum daily balance to avoid the monthly maintenance fee.

Requirements

Product: Tiered rate interest-bearing account. Interest is calculated using the average daily balance method and compounded and credited monthly. The minimum average daily balance required to earn the APY for the interest period is $2,000; if not met, no interest will be paid. Once a tier is met, the rate applies to the full balance.

Offer: Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Regular Savings are dividend-bearing accounts with dividends compounded and credited quarterly based on the average daily balance method. Minimum average daily balance to earn APY is $100. Par value of a regular share is $1. Rate applies to full balance once tier is met.

Offer: Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.

Requirements

Product: Tiered rate interest-bearing account. Interest is calculated using the average daily balance method and compounded and credited monthly. The minimum average daily balance required to earn the APY for the interest period is $2,000; if not met, no interest will be paid. Once a tier is met, the rate applies to the full balance.

Offer: Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Monthly service charge of $3 is waived when meeting at least one criterion during the monthly statement cycle: $100 minimum daily balance; automatic funds transfer of at least $25 from Banner Bank personal checking account; or any account owner is aged 24 or younger.

Offer: No minimum balance to obtain APY. Monthly service charge waived with $100 minimum daily balance, automatic transfer of at least $25 from Banner Bank personal checking, or any account owner aged 24 or younger.

Requirements

Product: Requires active People's Bank Checking Account and new money at opening. Minimum opening balance $1,000. $10 monthly service charge waived with $1,000 minimum average daily balance.

Offer: Average daily balance up to $999.99. $10 monthly service fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening.

Requirements

Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.

Offer: Non-Qualified rate: Applied when qualification requirements for the monthly cycle are not met.

Requirements

Product: Must complete payment of one share ($5 minimum balance required) as a condition of membership. No monthly account maintenance fee. Monthly dividends.

Requirements

Product: Monthly maintenance fee of $3 waived with $200 minimum daily balance, or monthly transfer from a Columbia personal deposit account, or primary account owner age 18 and younger or 55 and older, or linked to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or VBBP Participant. Fee temporarily waived through March 2026. Limit of 6 withdrawals/transfers per calendar month or statement cycle ($5 excess withdrawal fee).

Offer: Rate may change after account opening. Interest calculated using daily balance method. Available for online account origination. $3 monthly maintenance fee waived with $200 minimum daily balance, monthly qualifying transfer from a Columbia personal deposit account, primary owner age 18 or younger or 55 or older, link to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or for active-duty military, veterans, beneficiaries, and caregivers via VBBP.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.