Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Duluth, MN-WI metro
- Indianhead Credit UnionSuper-Rate AccountSavings · $25 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Establishes ownership in Indianhead Credit Union. Dividends paid monthly on balances over $25.
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Super-Rate Account Balance APY Up to $2,000 0.20% $2,000 – $20,000Your amount 0.30% $20,000 and up 0.40% Rate checked
More details - Northern State Bank of VirginiaPremier SavingsSavings · $10,000 min · 0.20%–0.30% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance.
Offer: Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance.
0.20% interest rate · $5 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000 0.20% $10,000 – $30,000Your amount 0.25% $30,000 – $50,000 0.30% $50,000 – $100,000 0.30% $100,000 and up 0.30% Rate checked
More details - Northern State Bank of VirginiaMoney Market SavingsMoney Market Savings · $1,000 min · 0.20%–0.25% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $500.00 minimum average daily balance needed to avoid a fee; $5.00 monthly fee if account falls below the minimum average balance. Fees could reduce earnings on the account.
Offer: Interest rate and annual percentage yield may change after account opening.
0.20% interest rate · $5 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.20% $1,000 and upYour amount 0.25% Rate checked
More details - Members Cooperative Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.20%–0.45% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Membership required. Elevated savings for members with one or more products. Daily balances of $2,500 or more earn dividends/interest; daily balances below $2,500 do not earn interest. APY is variable and may change at any time. Fees may reduce earnings.
Offer: Daily balances below $2,500 do not earn interest. APY is variable and may change at any time.
Qualified rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.25% $50,000 and up 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. $5.00 monthly fee if account falls below the $100.00 minimum average daily balance.
Offer: Interest rate and APY may change after account opening. $5.00 monthly fee if account falls below $100.00 minimum average daily balance.
0.20% interest rate · $5 monthly fee · Effective Jun 25, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: APY is variable and may change after account is opened. Interest compounded quarterly and earned each day the balance is $50 or more. $2 monthly service fee is waived if a minimum average monthly balance of $50 is maintained. Includes 6 free withdrawals or debits per calendar month.
Offer: Interest compounded quarterly. $2 monthly service fee waived with $50 minimum average monthly balance.
0.20% interest rate · Compounded quarterly · $2 monthly fee
Rate checked
More details - Hibbing Cooperative Credit UnionMoney Market AccountMoney Market Account · $10 min
Credit union · 1 branch
0.20%APY$20 a year on $10,0000.20% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: All savings accounts are variable rate; rate may change after opening. $1.00 monthly maintenance fee assessed if the average daily balance for the month falls below $50.00 (waived for customers under 18 years).
Offer: Interest compounded daily and credited quarterly. Variable rate account; rate may change after opening. $1.00 monthly maintenance fee waived if average daily balance for the month is $50.00 or more, or if customer is under 18 years.
0.15% interest rate · Compounded daily · $1 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is calculated daily and paid quarterly. Opening minimum listed as $2,500 on website and $10,000 on rate schedule.
Offer: Daily balances up to $9,999.99. Rate may change after account opening.
0.05% interest rate · Effective Aug 13, 2025
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.15% $25,000 – $90,000 0.25% $90,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Tiered interest rate based on daily balance.
Offer: Daily balance less than $10,000.00.
0.10% interest rate
Rate by balance
Rate by balance for Money Max Balance APY Up to $10,000 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000intro rate
Requirements
Offer: Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings.
Promotional rate · 0.15% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $5 fee is charged for the calendar quarter if daily balance falls below $100. Minimum daily balance of $100 required to obtain APY. Variable interest rate may change monthly.
Offer: Minimum daily balance of $100 to obtain APY. $5 fee per calendar quarter if daily balance falls below $100.
0.15% interest rate
Rate checked
More details - North Shore Bank of CommerceRegular SavingsSavings · $100 min · 0.10%–0.20% by balance
Bank · 5 branches
0.13%APY$12 a year on $10,000Requirements
Product: Ideal for people who want to use their savings account for an easily accessible cash reserve. $3 monthly fee charged if the $50 minimum balance requirement is not retained. Minimum opening deposit of $100 required. Accounts with a balance of zero for 35 consecutive days will be automatically closed.
Offer: Variable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required.
0.10% interest rate · Compounded monthly · $3 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Any balance 0.10% $1,000 and up 0.12% $5,000 and upYour amount 0.13% $25,000 and up 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minnesota and Wisconsin residents only. 12-month savings commitment with fees for early withdrawal. Limited to one WINcentive account per person; business and trust memberships are not eligible.
Offer: 12-month savings commitment. First early withdrawal fee is $10; second withdrawal fee is $25; third withdrawal closes account without fee. One no-penalty withdrawal permitted during anniversary month. Each $25 month-over-month balance increase earns an entry into cash prize drawings (max 4 entries/month, 12/quarter, 48/12-month period).
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rates are subject to change without notice. Variable Rate Accounts rate may change after the account is opened. Daily balance is the amount of principal in the account each day. Fees may reduce earnings.
0.09% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.09% $1,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Duluth, MN-WI metro
90 accounts at 28 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.10%
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Duluth, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harbor Pointe Credit UnionCredit union · 3 branches
- Northwoods Credit UnionCredit union · 4 branches
- North Star Credit UnionCredit union · 4 branches