Bank · FDIC insured
Superior Savings Bank Savings Rates
Superior Savings Bank’s best savings rate is 0.15% APY on $10,000, with its Money Max. Rates checked October 16, 2026.
How Superior Savings Bank’s savings rates compare
Compared with banks and credit unions near Duluth, MN-WI, where Superior Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Superior Savings Bank
0.15%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $15
Money Max
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Superior Savings Bank savings score
70
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0003.56%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Superior Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Max Plus
1.75%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $10,000 – $50,000Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. · $50,000 to open | 1.75% | $50,000 | $175 | Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. |
| $50,000 – $100,000Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. · $50,000 to open | 3.05% | $50,000 | — | Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. |
| $100,000 and upDaily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. · $100,000 to open | 3.56% | $100,000 | — | Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. |
Sources (1)
- ss-bank.com/personal/current-rates · captured Sep 18, 2026
Money Max Plus
1.75%APY
Interest paid monthly. Tiered interest rates based on daily balance.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $10,000 – $50,000Daily balance of $10,000.00-$49,999.99 to obtain stated APY. · $50,000 to open | 1.75% | $50,000 | $175 | Daily balance of $10,000.00-$49,999.99 to obtain stated APY. |
| $50,000 – $100,000Daily balance of $50,000.00-$99,999.99 to obtain stated APY. · $50,000 to open | 3.05% | $50,000 | — | Daily balance of $50,000.00-$99,999.99 to obtain stated APY. |
| $100,000 and upDaily balance greater than $99,999.99 to obtain stated APY. · $100,000 to open | 3.56% | $100,000 | — | Daily balance greater than $99,999.99 to obtain stated APY. |
Sources (2)
All captured Oct 16, 2026
Money Max
Up to 0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. | 0.10% | $10 | Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. |
| $10,000 and upDaily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. | 0.15% | $15 | Daily balance to obtain APY. Variable rate account; rate may change after account is opened. Fees may reduce earnings. |
Sources (1)
- ss-bank.com/personal/current-rates · captured Oct 16, 2026
Money Max
0.15%APY
Tiered interest rate based on daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Daily balance less than $10,000.00. | 0.10% | — | Daily balance less than $10,000.00. |
| $10,000 and upDaily balance greater than $9,999.99. | 0.15% | $15 | Daily balance greater than $9,999.99. |
Sources (1)
- ss-bank.com/personal/current-rates · captured Oct 16, 2026
Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Rates are subject to change without notice. Variable Rate Accounts rate may change after the account is opened. Daily balance is the amount of principal in the account each day. Fees may reduce earnings. | 0.09% | — | Rates are subject to change without notice. Variable Rate Accounts rate may change after the account is opened. Daily balance is the amount of principal in the account each day. Fees may reduce earnings. |
| $1,000 and upRates are subject to change without notice. Variable Rate Accounts rate may change after the account is opened. Daily balance is the amount of principal in the account each day. Fees may reduce earnings. | 0.10% | $10 | Rates are subject to change without notice. Variable Rate Accounts rate may change after the account is opened. Daily balance is the amount of principal in the account each day. Fees may reduce earnings. |
Sources (1)
- ss-bank.com/personal/current-rates · captured Oct 16, 2026
Statement Savings
0.05%APY
Balances under $50 are charged a service fee of $6.00 per quarter. Interest paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to obtain APY is $50.00.$50 and up | 0.05% | $5 | Minimum balance to obtain APY is $50.00. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.30%APY · 1 term
Runs from October to the following October. Maximum deposit up to $5,000. Check mailed in October. Interest paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum balance to obtain APY is $1.00. Account term runs October to October. Maximum deposit up to $5,000 | 0.30% | $30 |
Sources (2)
All captured Oct 16, 2026
Super Saver
0.05%APY
For depositors under the age of 18. No monthly fees. Interest paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDepositors under the age of 18. Minimum balance to obtain APY is $5.00.$5 and up | 0.05% | $5 | Depositors under the age of 18. Minimum balance to obtain APY is $5.00. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.