Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–14 of 14 in Duluth, MN-WI metro · median 11.24% APR
- 7.90%APRas low as · up to 15.90%
7.90% APR, up to 15.90%
Terms
Actual rate determined on past credit history of borrower. Non-variable rate. Credit lines up to $15,000.
Credit card score 93 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Low fixed rate. Same rate for purchase, transfer, and cash advances. No annual fee. No balance transfer or cash advance fees. No promotional teases.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
APR for purchases, balance transfers, and cash advances: 8.99%, 10.99%, 13.99%, 15.99% or 17.99% based on creditworthiness when you open account. No annual fee.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Rates and terms are subject to change at any time without notice. Actual rate may be different depending on payment and credit history. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate depends on credit application and results. 25-day grace period for purchases; no grace period for cash advances. No over limit or cash advance fees.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Fixed interest rate. Full account relationship and credit approval required.
Credit card score 82 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 15.74%
11.74% APR, up to 15.74%
Terms
Rate determined by credit score (11.74%, 12.74%, 14.24% or 15.74%). No balance transfer fee. 25-day grace period.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Variable APR based on creditworthiness. Rate example calculated as prime rate of 3.25% plus index margin (as low as 4.74%). Credit line up to $20,000.
Credit card score 75 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Fixed APR for purchases based on credit history. Penalty APR of 18.00% may apply indefinitely for late or returned payments or going over credit limit twice in 6 months.
Credit card score 73
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
All rates subject to change based on credit, collateral value, and other qualifying factors.
Credit card score 67 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.75%APRas low as
Terms
Variable APR based on the Prime Rate. Rate is based on creditworthiness.
Credit card score 64
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Duluth, MN-WI metro
14 banks and credit unions · checked Oct 16–22
- Typical
- 11.24%
- Top 10% up to
- 8.23%
- Banks, typical
- 15.74%
- Credit unions, typical
- 9.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Duluth, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harbor Pointe Credit UnionCredit union · 3 branches
- Northwoods Credit UnionCredit union · 4 branches
- North Star Credit UnionCredit union · 4 branches