Bank · FDIC insured
North Shore Bank of Commerce Savings Rates
Top CarrotNorth Shore Bank of Commerce’s best savings rate is 2.70% APY on $10,000, with its Preferred Investment Max | Money Market. Rates checked October 16, 2026.
How North Shore Bank of Commerce’s savings rates compare
Compared with banks and credit unions near Duluth, MN-WI, where North Shore Bank of Commerce has the most branches. $10,000, best rate first.
This bank’s best
North Shore Bank of Commerce
2.70%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $270
Preferred Investment Max | Money Market
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
North Shore Bank of Commerce savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.12%
- $10,000 balance$10,0002.70%
- $100,000 balance$100,0002.95%
- QualifiedQualified2.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Shore Bank of Commerce ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Preferred Investment Max | Money Market
Up to 2.70%APY
Tiered rate system; interest accrues daily, paid/compounded monthly. Variable rate account; rates may change after opening. $10 monthly service charge if balance falls below $5,000 minimum balance. Accounts with zero balance for 35 consecutive days will be automatically closed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. | 0.70% | $70 | Variable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. |
| $5,000 and upVariable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. | 2.70% | $270 | Variable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. |
| $100,000 and upVariable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. | 2.95% | — | Variable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. |
| $500,000 and upVariable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. | 3.20% | — | Variable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. |
| $1,000,000 and upVariable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. | 3.50% | — | Variable rate. $10 monthly service charge if balance falls below $5,000 minimum balance. |
Sources (2)
All captured Oct 16, 2026
Regular Savings
Up to 0.13%APY
Ideal for people who want to use their savings account for an easily accessible cash reserve. $3 monthly fee charged if the $50 minimum balance requirement is not retained. Minimum opening deposit of $100 required. Accounts with a balance of zero for 35 consecutive days will be automatically closed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. | 0.10% | $10 | Variable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. |
| $1,000 and upVariable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. | 0.12% | $12 | Variable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. |
| $5,000 and upVariable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. | 0.13% | $12 | Variable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. |
| $25,000 and upVariable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. | 0.15% | — | Variable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. |
| $100,000 and upVariable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. | 0.20% | — | Variable rate account. Rates may change after account opening. Interest is compounded monthly. $3 monthly fee if balance falls below $50 minimum. Minimum $100 opening deposit required. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.