Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Detroit, MI metro
- Flagstar BankFlagstar Performance SavingsSavings · $1 min · 0.10%–3.20% by balance
Bank · 56 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Deposit accounts must maintain a $2,500.00 balance to receive a monthly dividend. Assessed fees could affect annual yield. Overdraft transfer fee of $4.00 applies. Overdrawn accounts assessed $35.00 NSF fee. $25.00 monthly service fee if overdrawn more than 30 days.
Offer: Deposit accounts must maintain a $2,500.00 balance to receive a monthly dividend. Required investment of $2,500.
Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Effective 2026-10-15; Requires $2,500 balance to receive monthly dividend (lines 5, 21).
Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are calculated on daily balance and paid quarterly. No low-balance fees. Basic savings account set up at starting point of becoming a member.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $25 0.00% $25 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - Michigan United Credit UnionSuper SaverSavings · $2,500 min · 0.05%–0.25% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered account where more deposited earns higher interest rate. Interest is paid and compounded monthly using the daily balance. Minimum amount required to open is $2,500. Rate may change as determined by the Board of Directors. Fees may reduce earnings.
Offer: Below $2,500 balance tier. Minimum amount required to open account is $2,500. Calculated daily, paid and compounded monthly.
0.05% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Super Saver Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $499,999 0.20% $500,000 and up 0.25% Rate checked
More details - orsa credit unionHigh Yield SavingsSavings · $5 min · 0.10%–10.00% by balance
Credit union · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Limited to one per member. No monthly maintenance fees. No minimum balance to earn dividends.
Offer: Earned on balances of $0.01 to $1,000.00.
9.57% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 10.00% Over $1,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary savings account. Rates may change after the account is opened.
Offer: Dividend paid quarterly. Fees may reduce earnings.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance of $5 to open with no monthly maintenance fees. Rates may change after the account is opened.
Offer: Dividend paid quarterly. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Fees could reduce the earnings on the account. Interest paid monthly.
Offer: Tier 1. Interest paid monthly. Fees could reduce earnings.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Michigan Schools & Government Credit UnionGold Savings AccountSavings · $0 min · 0.10%–2.15% by balance
Credit union · 22 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered dividend scale based on Average Daily Balance. No monthly service charge or withdrawal penalties.
Offer: Average Daily Balance Under $50,000.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Gold Savings Account Balance APY Up to $50,000Your amount 0.10% $50,000 – $74,999 1.00% $75,000 – $99,999 1.45% $100,000 – $199,999 2.05% $200,000 and up 2.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance to open $5.00. Minimum balance to earn dividends $200.00. Dividends compounded and credited quarterly. Rates are variable and may change after the account is opened. Table also lists business, which is out of scope.
Offer: All consumer balances that meet the $200.00 minimum to earn dividends.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open as many as you like for things like holiday savings, vacations, special occasions or any savings goal. Make up to six digital withdrawals/transfers per month or unlimited in-person withdrawals. Make deposits whenever you like. Dividend rate equal to rate earned on Share Savings account.
Offer: Dividends credited quarterly. No minimum balance required.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to members living in Michigan or select counties of Minnesota and Pennsylvania, or via other credit union eligibility. Opening requires $5 share.
Offer: Dividends credited quarterly. Minimum balance of $5 required to earn dividends.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum shares balance fee charged on aggregate savings balances under $100 with no other services; fee waived if member has another account under same membership or is under age 18.
Offer: Variable rate. Compounded and credited monthly. $100 minimum balance to avoid service fee.
0.10% interest rate · Effective Jul 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit, MI metro
228 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.43%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches