Credit union · NCUA insured
Construction Federal Credit Union Savings Rates
Top CarrotConstruction Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Checking + .. Rates checked October 16, 2026.
How Construction Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Construction Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Construction Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $10
Passbook Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Construction Federal Credit Union savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Construction Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Checking + .
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upEffective 2026-10-15; Requires $2,500 balance to receive monthly dividend (lines 5, 21).$2,500 and up | 0.10% | $10 | Effective 2026-10-15; Requires $2,500 balance to receive monthly dividend (lines 5, 21). |
Sources (1)
- cfcuonline.com/rates/saving-rates · captured Oct 16, 2026
Passbook Savings
0.10%APY
Deposit accounts must maintain a $2,500.00 balance to receive a monthly dividend. Assessed fees could affect annual yield. Overdraft transfer fee of $4.00 applies. Overdrawn accounts assessed $35.00 NSF fee. $25.00 monthly service fee if overdrawn more than 30 days.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDeposit accounts must maintain a $2,500.00 balance to receive a monthly dividend. Required investment of $2,500.$2,500 and up | 0.10% | $10 | Deposit accounts must maintain a $2,500.00 balance to receive a monthly dividend. Required investment of $2,500. |
Sources (1)
- cfcuonline.com/rates/saving-rates · captured Oct 16, 2026
Special-purpose accounts
Passbook IRA Savings
0.10%APY
No loading fees. No annual fees for maintaining the account. Earnings paid and compounded quarterly. Insured up to $250,000.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequired investment of $25. No annual fees for maintaining the account. Earnings paid and compounded quarterly.Any balance | 0.10% | $10 | Required investment of $25. No annual fees for maintaining the account. Earnings paid and compounded quarterly. |
Sources (1)
- cfcuonline.com/rates/saving-rates · captured Oct 16, 2026
Who can join Construction Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.