Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Detroit, MI metro
- Diversified Members Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.85%–2.95% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Dividends pay and compound monthly. $2,500 minimum average daily balance required to earn dividends. Monthly limit of six (6) withdrawals per account, after that see the fee schedule. Rates may change after account is opened. Accurate as of effective date. Fees may reduce earnings on the account.
Offer: $2,500 minimum average daily balance required to earn dividends.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $24,999Your amount 0.85% $25,000 – $49,999 1.15% $50,000 – $99,999 1.45% $100,000 – $249,999 1.70% $250,000 – $499,999 1.95% $500,000 – $999,999 2.45% $1,000,000 and up 2.95% Rate checked
More details - INTERNATIONAL UAWMoney MarketMoney Market · $2,500 min · 0.80%–1.20% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Calculated using the daily balance method. Minimum opening deposit is $2,500.00. Must maintain a minimum daily balance of $2,500.00 each day to obtain the disclosed APY. Limit of 6 transfers/withdrawals per statement period (maximum 3 by check, draft, or debit card). Membership eligibility required.
Offer: Monthly dividends; minimum daily balance of $2,500.00 required each day to obtain disclosed APY.
0.80% interest rate · Effective Sep 30, 2023
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $49,999Your amount 0.80% $50,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Every $25 deposited earns prize entries, capped at 100 per month. Prize drawings described; Florida openers/primary Florida-branch transactors ineligible to win. Minimum opening balance is $25.00; minimum balance to earn dividends is $0.00. Dividends compounded and credited monthly.
Offer: 12-Month $0.00 - $24,999.99. Minimum opening balance $25.00; minimum balance to earn dividends $0.00.
0.75% interest rate
Rate by balance
Rate by balance for Save To Win Balance APY Up to $25,000Your amount 0.75% $25,000 and up12-Month $25,000.00 and over. 0.10% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Bank of Ann ArborPersonal Money Market SavingsPersonal Money Market Savings · $500 min · 0.45%–1.65% by balance
Bank · 12 branches
0.70%APY$70 a year on $10,000Requirements
Product: Rate is variable and may change after the account is opened. Fees may reduce earnings.
0.45% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Savings Balance APY Up to $4,999 0.45% $5,000 – $24,999Your amount 0.70% $25,000 – $99,999 1.05% $100,000 – $499,999 1.45% $500,000 – $999,999 1.55% $1,000,000 – $2,999,999 1.65% $3,000,000 – $4,999,999 1.65% $5,000,000 and up 1.65% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan, or immediate family/household members of an eligible member. Minimum of $2,500 to open the account. Must maintain at least $2,500 to earn dividends. Dividends are calculated using daily balance, paid and compounded monthly. Dividend rate is subject to change at any time.
0.60% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Fund Balance APY $2,500 – $9,999 0.60% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.90% $50,000 – $74,999 1.10% $75,000 – $99,999 1.25% $100,000 – $249,999 1.60% $250,000 – $499,999 1.70% $500,000 and up 1.85% Rate checked
More details - Ignite Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.70%–1.00% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Offer: Minimum balance to earn stated APY is $0.01.
0.70% interest rate · Effective Jul 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 and up 1.00% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Dividends calculated on daily balance and declared/paid monthly. Excluded from High Yield Rewards Checking bonus dividend.
0.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for FU$E MMA Balance APY Up to $500 0.40% $500 – $2,500 0.50% $2,500 and upYour amount 0.65% Rate checked
More details - Vibe Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.35%–1.51% by balance
Credit union · 15 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: No minimum balance required to open, but must carry a balance to earn dividends. No monthly maintenance fees. Tiered rate structure; dividends calculated on daily balance and paid monthly. Six free electronic withdrawals per month.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.60% $50,000 – $100,000 0.65% $100,000 – $250,000 1.01% $250,000 – $500,000 1.26% $500,000 and up 1.51% Rate checked
More details - Michigan Schools & Government Credit UnionSilver Savings AccountSavings · $0 min · 0.10%–0.80% by balance
Credit union · 22 branches
0.60%APY$60 a year on $10,000Requirements
Product: Tiered dividend scale based on Average Daily Balance. No monthly service charge or withdrawal penalties.
Offer: Average Daily Balance Under $100.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Silver Savings Account Balance APY Up to $100 0.10% $100 – $4,999 0.35% $5,000 – $9,999 0.50% $10,000 – $19,999Your amount 0.60% $20,000 – $39,999 0.65% $40,000 and up 0.80% Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - People Driven Credit UnionMoney Market Plus AccountMoney Market Plus Account · $1,000 min · 0.35%–3.00% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000intro rateRequirements
Product: Requires a $1,000 minimum deposit to open. Rates are variable and tiered based on balance; interest compounds monthly. Only new funds transferred from external sources qualify for promotional rate. Requires credit union membership ($5 deposit into Membership Share Savings Account) and membership eligibility. Federally insured by NCUA.
Offer: New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion.
Promotional rate · 0.35% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Plus Account Balance APY $1,000 – $2,499 0.35% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 1.10% $50,000 – $99,999 1.15% $100,000 – $249,999 1.25% $250,000 and up 3.00% Rate checked
More details - Chiropractic Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.59%–1.06% by balance
Credit union · 1 branch
0.59%APY$59 a year on $10,000Requirements
Product: Tiered-rate program where rate increases as balance increases. Interest is computed daily, paid and compounded monthly. Access funds at any time by making a transfer to another CFCU account.
Offer: Dividend frequency: Monthly
0.59% interest rate · Compounded monthly · Effective Feb 3, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $24,999Your amount 0.59% $25,000 – $49,999 0.81% $50,000 – $99,999 1.00% $100,000 and up 1.06% Rate checked
More details - Oxford BankMoney Market AccountMoney Market Account · $1,000 min · 0.34%–0.84% by balance
Bank · 6 branches
0.58%APY$58 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a minimum daily balance of $2,000 or more.
Offer: Balance < $500,000 schedule. Monthly fee waived with $2,000 minimum daily balance.
0.58% interest rate · $10 monthly fee · Effective Feb 11, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.58% $50,000 – $100,000 0.84% $100,000 and upTier Low 1.66% Tier High 0.34% APY. 0.34%* Rate checked
More details - Shore to Shore Community Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.55%–0.75% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Dividends paid at the end of every month. Unlimited withdrawals. $2,500 minimum balance requirement.
Offer: Money Market Tier 1; minimum $2500
0.55% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.55% $20,000 – $74,999Money Market Tier 2 0.65% $75,000 and upMoney Market Tier 3 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit, MI metro
228 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.43%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches