Credit union · NCUA insured
Shore to Shore Community Federal Credit Union Savings Rates
Shore to Shore Community Federal Credit Union’s best savings rate is 0.55% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Shore to Shore Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Shore to Shore Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Shore to Shore Community Federal Credit Union
0.55%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $55
Money Market Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Shore to Shore Community Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Shore to Shore Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.55%APY
Dividends paid at the end of every month. Unlimited withdrawals. $2,500 minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMoney Market Tier 1; minimum $2500 | 0.55% | $55 | Money Market Tier 1; minimum $2500 |
| $20,000 – $74,999Money Market Tier 2 | 0.65% | — | Money Market Tier 2 |
| $75,000 and upMoney Market Tier 3 | 0.75% | — | Money Market Tier 3 |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Oct 5, 2026
Secondary Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.50%APY
Choose from Traditional, Roth or Coverdell – Educational IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceChoose from Traditional, Roth or Coverdell – Educational IRAs.Any balance | 0.50% | $50 | Choose from Traditional, Roth or Coverdell – Educational IRAs. |
Sources (2)
All captured Oct 5, 2026
Holiday Club
0.05%APY
Funds will automatically be transferred to your savings account annually on November 10th.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds will automatically be transferred to your savings account annually on November 10th.Any balance | 0.05% | $5 | Funds will automatically be transferred to your savings account annually on November 10th. |
Sources (2)
All captured Oct 5, 2026
Who can join Shore to Shore Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, or worship in Allen Park, Brownstown, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Southgate, Trenton, Woodhaven, or Wyandotte.
Cost to join
- An initial share deposit of $5 is required to open an account, with $25 required to avoid under minimum balance fees.
Membership information collected October 5, 2026.