Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Detroit, MI metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: $100 minimum balance to avoid monthly fee. Free e-Statements, free debit cards, and free online banking and bill pay included. $25 service charge if closed within the first 90 days.
Offer: Daily minimum amount to earn APY is $100.00. Monthly fee of $5 waived with $100 balance. Minimum to open account is $50.00. Rate may change after account is opened.
$5 monthly fee · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must meet USMFCU Membership Eligibility Requirements. No low-balance fees. Minimum balance required $25. Dividends are calculated on daily balance and paid monthly on balances more than $300.
Offer: Dividends paid monthly on balances more than $300.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirement. Dividends paid monthly on balances more than $300.
Offer: Dividends paid monthly on balances more than $300.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required when joining LOC Credit Union and represents member share; must remain on deposit to keep membership active. Acts as an overdraft option for checking accounts.
Offer: Dividends are calculated using daily balance, paid and compounded quarterly. $100 minimum balance required to earn dividends if age 18 or older; no minimum balance required if under 18. Dividend rate is subject to change at any time. Fees may reduce earnings.
0.05% interest rate · Compounded quarterly · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Joining InTouch Credit Union requires establishing membership with a Regular Savings Account. A minimum balance of $5.00 must be deposited and maintained as the member's share.
Offer: Minimum balance to earn dividends is $5.00.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $25 minimum opening deposit required when opened online. $5 minimum balance in a Savings Account required to receive applicable APY. No monthly maintenance fees. Limit one per primary account holder. Rates subject to change.
Offer: $5 minimum balance required to receive applicable APY. Interest rates declared at the end of the month.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirements and no monthly maintenance fees. Can open with $0. No limit on the number of Special Savings accounts you can open. Interest rates declared at the end of the month. $5 minimum balance required to receive applicable APY.
Offer: $5 minimum balance in Savings Account required to receive applicable APY. Interest rates declared at the end of the month.
0.05% interest rate · No monthly fee
Rate checked
More details - Shore to Shore Community Federal Credit UnionSecondary SavingsSavings · $0 min
Credit union · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - Shore to Shore Community Federal Credit UnionRegular SavingsSavings · $5 min
Credit union · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $10 deposit represents the member's share and must remain on deposit. A monthly dividend is paid if a balance of $100 or more is maintained. Fees could reduce earnings on the account.
Offer: Monthly dividend paid if a balance of $100 or more is maintained. Fees could reduce earnings.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Required savings account for all members. Minimum balance of $5.00 required to keep account open.
Offer: Valid through 10/31/2026. $5.00 minimum balance required to keep account open.
Promotional rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To open a Regular Membership Savings Account, a one-time $2 fee is required. $199 combined savings balance required to avoid a minimum balance fee. Dividends are paid and compounded quarterly.
Offer: Minimum $5 deposit into the new Regular Membership Savings Account. Dividends compounded and paid quarterly.
Compounded quarterly
Rate checked
More details - Eastern Michigan BankPrestige Money MarketPrestige Money Market · 0.03%–0.20% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Rates are subject to change without notice. Minimum balance required to earn posted rate. Fees could reduce earnings.
Offer: Below $10,000 balance tier.
0.03% interest rate · Effective Sep 17, 2025
Rate by balance
Rate by balance for Prestige Money Market Balance APY Any balance 0.03% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.05% $50,000 – $99,999 0.10% $100,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Extra Credit Union membership requires a $5 member share deposit in a regular savings account. $100 minimum balance required to earn dividends.
Offer: $100 minimum balance required to earn dividends.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary/additional savings account with no minimum opening balance. $100 minimum balance required to earn dividends.
Offer: $100 minimum balance required to earn dividends.
Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit, MI metro
227 accounts at 80 banks and credit unions · checked Oct 16–23
- Typical
- 0.10%
- Top 10% from
- 1.44%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Extra Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Christian Financial Credit UnionCredit union · 12 branches