Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Denver, CO metro
- Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - Farmers & Merchants Bank of ColbyElite SaverSavings · $100 min · 0.75%–2.00% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have an Elite Cash Account and enroll in eStatements to qualify for reward rates. If reward qualifications are not met during statement cycle, earn 0.05% APY on balance.
Offer: Earn 2.00% APY on balances up to $50,000 when monthly reward qualifications are met (Elite Cash account and eStatements enrollment).
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Elite Saver Balance APY Up to $50,000Your amount 2.00% Over $50,000 0.75% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Funds deposited in the Extended Insurance Account are subject to the terms, conditions, and disclosures in applicable agreements.
Offer: Minimum balance to earn interest: N/A.
1.74% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.66%APY$166 a year on $10,000
Requirements
Product: Dividends are compounded daily and credited monthly. Membership eligibility is required. Two withdrawals allowed per calendar month, with a $15.00 fee per each additional withdrawal. Earnings could be reduced if fees are added.
1.65% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 1.66% $25,000 – $100,000 1.87% $100,000 and up 2.02% Rate checked
More details - Aurora Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 1.50%–2.01% by balance
Credit union · 2 branches
1.65%APY$165 a year on $10,000Requirements
Product: Rate may change after account is opened and subject to change without notice. Minimum deposit of $2,000 required. Up to three transfers or withdrawals per month.
Offer: Rate may change after account is opened.
1.49% interest rate · Effective Sep 2, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $9,999 1.50% $10,000 – $24,999Your amount 1.65% $25,000 – $49,999 1.75% $50,000 – $74,999 1.85% $75,000 and up 2.01% Rate checked
More details - Affidian Credit UnionPremier Money MarketPremier Money Market · $2,000 min · 1.50%–2.25% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Tiered dividends on balances of $2,000 or more (paid monthly). $2,000 minimum deposit to open.
Offer: Money Market 1st tier; Minimum balance $2,000 to pay dividends
1.50% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,000 and upYour amount 1.50% $25,000 and upMoney Market 2nd tier; 1.75% $75,000 and upMoney Market 3rd tier; 2.00% $200,000 and upMoney Market 4th tier; 2.25% Rate checked
More details - Colorado Credit UnionMoney MarketMoney Market · $2,500 min · 1.45%–2.65% by balance
Credit union · 3 branches
1.45%APY$145 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500 is required. Dividends are computed monthly, calculated on daily account balance, and paid monthly. Transaction limitations apply. CCU membership required.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $50,000Your amount 1.45% $50,000 – $100,000 1.75% $100,000 – $250,000 2.30% $250,000 and up 2.65% Rate checked
More details - Westminster Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 1.35%–2.15% by balance
Credit union · 1 branch
1.39%APY$139 a year on $10,000Requirements
Product: Minimum $1,000 balance required. Monthly fee applies if balance is below minimum $1,000 requirement. Dividends are compounded daily and credited quarterly. Restricted to six withdrawals or transfers per month (minimum of $250). Unlimited deposits allowed.
1.34% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 1.35% $5,000 – $10,000Your amount 1.39% $10,000 – $25,000 1.65% $25,000 – $50,000 1.90% $50,000 and up 2.15% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - Options Credit UnionHigh-Yield Options AccountSavings · $5,000 min · 1.00%–2.25% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Variable rate account. Minimum balance of $5,000 required to open and earn; APY will be 0% if balance falls below $5,000. Maximum account balance is $250,000. One fee-free withdrawal or transfer allowed per month; fee applies if more than one withdrawal or transfer occurs per month. Compounds monthly.
Offer: Tier 1 rate. Minimum balance to open and earn is $5,000. APY is 0% if balance falls below $5,000. One withdrawal/transfer per month without fee.
1.00% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for High-Yield Options Account Balance APY $5,000 – $10,000 1.00% $10,000 – $25,000Your amountTier 2 rate. 1.20% $25,000 – $45,000Tier 3 rate. 1.25% $45,000 – $100,000Tier 4 rate. 1.75% $100,000 – $250,000Tier 5 rate. 2.25% Rate checked
More details - Options Credit UnionHigh-Yield Options AccountHigh-Yield Options Account · $5,000 min · 1.00%–2.25% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Variable rate account, with a minimum balance of $5,000 required to open and earn. If the account falls below the minimum balance requirement the APY will be 0%. Compounds monthly. Options accounts will be imposed a fee if more than one (1) withdrawal or transfer occurs per month. This account is limited to a maximum account balance of $250,000. Fees may reduce earnings.
Offer: Tier 1. Variable rate account, with a minimum balance of $5,000 required to open and earn. If the account falls below the minimum balance requirement the APY will be 0%. Compounds monthly. Options accounts will be imposed a fee if more than one (1) withdrawal or transfer occurs per month. Limited to a maximum account balance of $250,000.
1.00% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for High-Yield Options Account Balance APY $5,000 – $10,000 1.00% $10,000 – $25,000Your amountTier 2. 1.20% $25,000 – $45,000Tier 3. 1.25% $45,000 – $100,000Tier 4. 1.75% $100,000 – $250,000Tier 5. 2.25% Rate checked
More details - Canvas Credit UnionMoney Market PlusMoney Market Plus · $10,000 min · 1.15%–1.50% by balance
Credit union · 22 branches
1.15%APY$115 a year on $10,000Requirements
Product: Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. If the account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
Offer: Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. $10,000 minimum required balance to earn stated APY. Interest compounded and credited monthly.
1.14% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $25,000Your amount 1.15% $25,000 – $50,000 1.20% $50,000 – $100,000 1.30% $100,000 and up 1.50% Rate checked
More details - Denver Fire Department Federal Credit UnionTiered Money MarketTiered Money Market · $0 min · 0.10%–3.00% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000Requirements
Product: Pay no monthly or annual fees. You may make up to six (6) withdrawals or transfers out of the account every month. Receive greater earnings the greater your balance is.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $4,999 0.10% $5,000 – $49,999Your amount 1.15% $50,000 – $99,999 1.95% $100,000 and up 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Denver, CO metro
211 accounts at 72 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 3.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Denver, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Canvas Credit UnionCredit union · 22 branches
- Bellco Credit UnionCredit union · 21 branches