Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Dayton, OH metro
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Free account linked to Kasasa Cash or Kasasa Cash Back checking. Requires meeting monthly qualification cycle requirements (at least 12 debit card purchases post and settle, enroll in e-statements, log into online banking) to earn premium rates. Limit 1 account per SSN.
Offer: Applies to all balances if monthly qualifications are not met in Kasasa Cash or Kasasa Cash Back account.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: $5 monthly fee if minimum balance drops below $100 any day during statement cycle and no GF Checking. No minimum balance required for Students under 23, Non-Profit Organizations or customers with Golden Buckeye Card.
0.05% interest rate · $5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain a Main Share Membership Savings Account with a balance of $5.00 to establish membership.
Offer: $5 deposit establishes membership.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00. A balance of $0.01 is required to earn dividends.
Offer: A balance of $0.01 is required to earn dividends. There is no minimum balance to open, but must maintain Main Share Membership Savings Account with $5.00 balance.
0.05% interest rate · Effective Sep 2, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Min. to Open/Earn Dividends is $250.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establish membership with the credit union; minimum deposit of $5 to open; minimum balance to earn dividends is $250.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking. Qualification requires at least 12 debit card purchases, agreeing to receive eStatements, and logging into online banking during each Monthly Qualification Cycle.
Offer: Base rate earned on all balances if qualifications in Kasasa Cash or Kasasa Cash Back are not met.
Qualified rate · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 14 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Basic account required to retain membership in Credit Union. Interest is compounded daily and paid monthly.
0.04% interest rate · Compounded daily
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Monroe Federal Savings & Loan will only accept deposits from counties contiguous to any county in which Monroe Federal operates.
Offer: Must maintain a balance of $100 to earn interest ($1,000 cited on deposit page). No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month.
0.04% interest rate · No monthly fee
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Monroe Federal Savings & Loan will only accept deposits from counties contiguous to any county in which Monroe Federal operates.
Offer: Must maintain a balance of $100 to earn interest. No monthly service charge. Allows 6 transfers and/or 3rd party withdrawals per month.
0.04% interest rate · No monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No minimum balance requirement during the first year. $2 monthly service charge waived with $200 minimum balance. Interest earned on balances of $100 and above.
Offer: Rate and APY may change after opening. Fees could reduce earnings. $2 monthly fee avoided with $200 minimum balance (no minimum balance requirement during the first year).
0.03% interest rate · $2 monthly fee · Effective Oct 9, 2026
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More details - 0.03%APY$3 a year on $10,000
Effective Oct 6, 2026
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More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Required for membership. Membership eligibility: live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble or Warren Counties. No monthly fees or minimum balance to maximize savings growth.
Offer: Dividends compounded quarterly.
0.02% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dayton, OH metro
86 accounts at 29 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.06%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.20%
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Dayton, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Firefighters & Company Federal Credit UnionCredit union · 2 branches
- Bridge Credit UnionCredit union · 4 branches
- River Valley Credit UnionCredit union · 5 branches