Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Dallas, TX metro
- First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Dividends are compounded and paid monthly. Dividend Rate and APYs are variable and subject to change. If closed prior to dividend payment, accrued dividend is forfeited.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Comes standard with My Community membership. Requires maintaining a $5.00 minimum balance at all times and demonstrating regular activity to keep account open. Dividends compounded and credited monthly based on Average Daily Balance.
Offer: Minimum balance to earn dividends is $5.00.
0.10% interest rate
Rate checked
More details - Southwest Airlines Federal Credit UnionMembership Savings AccountSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Grants full SWACU membership. Must maintain a minimum balance of $5. Dividends are earned on balances of $100 or more (earned daily, credited quarterly). Optional paper statements cost $3/month (members under 18 or over 70 exempt).
Offer: Compounded quarterly. Dividends are earned on balances more than $100.
Compounded quarterly · No monthly fee · Effective Aug 24, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $100.00 each day to obtain the disclosed APY. $3.00 monthly fee if minimum daily balance falls below $100.00.
Offer: Applies to balances through $99.99. $3.00 monthly fee if daily balance falls below $100.00.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must purchase and maintain 1 share ($5.00 par value) and pay a $20.00 nonrefundable membership fee. Minimum average daily balance of $100.00 required to obtain disclosed APY. Must maintain a minimum daily balance of $50.00, have transaction activity within past 90 days, and have other active accounts with CUTX to avoid the $5.00 monthly service fee. Limited to 6 withdrawals/transfers per statement period.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · $5 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum average daily balance of $100.00 required to earn dividends. Fee of $5.00 applies for each withdrawal or transfer in excess of 6 per calendar year.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Account transfer and withdrawal limitations apply.
Offer: Dividends compounded monthly and credited monthly; calculated using average daily balance method.
0.10% interest rate · Compounded monthly · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary savings account used to separate funds for special purposes. No maintenance fees. Up to 3 withdrawals per month free; more than 3 withdrawals incur a fee. Can be used as collateral on a loan. Minimum balance to earn dividends is $100; if balance drops below $100, interest drops to 0.00% APY.
Offer: Fixed interest rate at 0.10% on a balance of $100 or more. If balance drops below $100, rate earned drops to 0.00% APY. Opening minimum is $25.
0.10% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Limit one Prize Savings account per membership. Must be 18 years of age or older. 3 free withdrawals per month; additional withdrawals incur a fee. Minimum Relationship Fee applies if minimum monthly balance of $500 is not maintained and no other loan or deposit relationship exists. Minimum balance of $100 required to earn dividends. Receive 1 entry for every $5 monthly average balance for monthly Giveaway and 1 entry for every $5 monthly average daily balance for Annual Grand Prize Giveaway.
Offer: Fixed interest rate at 0.10% on balances of $100 or more. Minimum opening deposit $25 membership share.
0.10% interest rate · Effective Oct 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX metro
357 accounts at 139 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.67%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches