Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Cincinnati, OH-KY-IN metro
- 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earns dividends on balances of $100 or more. Establishes membership with Kemba Credit Union.
Offer: Rate applies to balances of $100 or more.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit $10. No minimum balance required. No monthly fee. Unlimited deposits and withdrawals. Rates may change at any time. APY equals interest rate for all tiers.
Offer: Balances through $99.99. APY equals interest rate.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. Must be 18+ to apply online or 16+ to apply in branch with parent/guardian.
Offer: Base rate applied to all balances if qualifications are not met in attached Kasasa checking account.
Qualified rate · No monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Free account linked to Kasasa Cash or Kasasa Cash Back checking. Requires meeting monthly qualification cycle requirements (at least 12 debit card purchases post and settle, enroll in e-statements, log into online banking) to earn premium rates. Limit 1 account per SSN.
Offer: Applies to all balances if monthly qualifications are not met in Kasasa Cash or Kasasa Cash Back account.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 minimum balance requirement; $6 monthly service charge if balance falls below minimum.
Offer: Minimum balance to obtain APY is Any. $6 monthly service charge if balance falls below $100.
0.05% interest rate · $6 monthly fee · Effective Dec 19, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A savings account at L&N establishes membership and makes you eligible for all services. Dividends are earned daily and paid quarterly. Minimum withdrawal is $5.00.
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Service Charge: $10 (Waived with average monthly balance of $5,000 or more). Minimum Opening Deposit: $25. Debits: 6 free per month, $1 fee per debit after that. E-Statement: Free. Paper Statement Fee: $5.
Offer: Service charge waived with average monthly balance of $5,000 or more. Tiered variable rates based on daily balances paid monthly.
0.05% interest rate · $10 monthly fee · Effective Feb 26, 2026
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $25,000Your amount 0.05% $25,000 – $100,000 0.20% $100,000 – $250,000 0.40% $250,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain a Main Share Membership Savings Account with a balance of $5.00 to establish membership.
Offer: $5 deposit establishes membership.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00. A balance of $0.01 is required to earn dividends.
Offer: A balance of $0.01 is required to earn dividends. There is no minimum balance to open, but must maintain Main Share Membership Savings Account with $5.00 balance.
0.05% interest rate · Effective Sep 2, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Min. to Open/Earn Dividends is $250.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establish membership with the credit union; minimum deposit of $5 to open; minimum balance to earn dividends is $250.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: $5.00 minimum deposit required. $100 balance required to earn dividends. Dividends paid quarterly.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cincinnati, OH-KY-IN metro
172 accounts at 64 banks and credit unions · checked Oct 16–23
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches