Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Chicago, IL-IN metro
- Partnership Financial Credit UnionPartner Plus High Yield Savings AccountSavings · $5,000 min
Credit union · 7 branches
1.61%APY$161 a year on $10,000with conditionsRequirements
Product: Requires Active Checking Account and Active Bill Pay. All three services must be maintained throughout the life of the account. If the account balance falls below an average daily balance of $5,000, no dividends will be paid.
Offer: All dividends are paid monthly on the average daily balance per month. Active Checking Account and Active Bill Pay required. If account balance falls below average daily balance of $5,000, no dividends will be paid.
Qualified rate · 1.60% interest rate · Balance cap $250,000
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 16 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.55%APY$155 a year on $10,000
Requirements
Offer: Minimum daily balance to obtain APY is $0.01. $5 monthly service charge applies if average balance in monthly statement cycle falls below $1,000 (fee waived if $1,000 average balance maintained; fee not assessed until the second monthly statement cycle). Variable rate, compounded daily and credited monthly.
Compounded daily · $5 monthly fee · Effective Dec 11, 2025
Rate checked
More details - DuPage Credit UnionHigh-Yield SavingsSavings · $0 min · 1.00%–2.53% by balance
Credit union · 3 branches
1.51%APY$151 a year on $10,000with conditionsRequirements
Product: Exclusively available to holders of a High-Yield Checking or Cash Back Checking account under the same membership account. To earn the higher tiered rates, minimum monthly qualification requirements for the related checking account must be met (such as enrolling in eStatements and spending $1,200 with a DuPage Credit Union Visa Credit Card per billing cycle); otherwise, dividends are paid at the stated Membership Savings rate. If the related checking account is closed, the High-Yield Savings account will also be closed. No minimum balance or monthly service fees.
Offer: Applies to entire balance when qualifying requirements are met. Dividends paid at stated Membership Savings rate if qualifications not met.
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $9,999 1.00% $10,000 – $49,999Your amount 1.51% $50,000 – $99,999 2.02% $100,000 and up 2.53% Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Three-Star Award: Meet requirements for preceding level (maintain Power Checking Account, use VISA Debit Card for at least 4 purchases/month) and sign up for eDocs.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - Acme Continental Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 1.51%–2.53% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Minimum balance requirement is $2000. Rates are subject to change.
1.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $25,000Your amount 1.51% $25,000 – $75,000 1.76% Over $75,000 2.53% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Linked to a free Kasasa Cash or Kasasa Cash Back account; limit 1 account per social security number; automatic transfer of rewards from checking.
Offer: Requires meeting Kasasa Cash or Kasasa Cash Back monthly qualifications: at least 12 debit card purchases post and settle, enrolled and receive eStatement notice, enrolled and log into online banking.
Qualified rate · 1.48% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Monthly maintenance fee of $15 is waived with a $1,000 minimum daily balance.
Offer: $15 monthly maintenance fee waived with $1,000 minimum daily balance.
1.49% interest rate · $15 monthly fee · Effective Oct 1, 2026
Rate checked
More details - US #1364 Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.50%–2.50% by balance
Credit union · 4 branches
1.50%APY$150 a year on $10,000Requirements
Product: Up to 6 withdrawals per month; additional withdrawals are $5.00. Dividends are paid monthly.
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 1.50% $20,000 – $75,000 2.00% $75,000 and up 2.50% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: $200 minimum average daily balance to avoid a fee and $200 daily balance to obtain the APY. Quarterly truncated statement.
Offer: $200 minimum average daily balance to avoid a fee and $200 daily balance to obtain the APY. Quarterly truncated statement.
1.49% interest rate
Rate checked
More details - GreenState Credit UnionImpact Money MarketImpact Money Market · $2,500 min · 1.45%–2.45% by balance
Credit union · 5 branches
1.45%APY$145 a year on $10,000Requirements
Product: Membership required with a minimum $5 share deposit. Variable rate determined based on average daily balance maintained for the month. $10.00 per withdrawal or transfer after 6 per month. Minimum $2,500 daily balance to avoid $10 monthly service fee.
Offer: Minimum $2,500 daily balance to avoid $10 monthly service fee.
$10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Impact Money Market Balance APY $2,500 – $49,999Your amount 1.45% $50,000 – $99,999 1.65% $100,000 – $249,999 1.85% $250,000 – $499,999 2.05% $500,000 – $999,999 2.25% $1,000,000 and up 2.45% Rate checked
More details - 1.41%APY$141 a year on $10,000
Requirements
Product: Dividend rate currently paid on all balances of $25 and up and are tiered. Monthly deposits up to $2,000 and a once-a-year deposit up to $20,000; total deposits up to $44,000 in a one-year period. Interest paid on every dollar in the account. Rates subject to change and not guaranteed.
Offer: Share dividend/interest tier: amounts $0 to $50,000. Separate text states dividends are paid on balances of $25 and up.
1.40% interest rate
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $50,000Your amount 1.41%* $50,001 – $100,000 1.66%* $100,001 – $150,000 2.17%* $150,001 – $200,000 2.69%* $200,001 and up 3.20%* Rate checked
More details - Midland States BankMoney Market Account (MMA)Money Market Account (MMA) · $2,500 min · 1.06%–3.25% by balance
Bank · 7 branches
1.38%APY$138 a year on $10,000with conditionsRequirements
Product: $15 monthly service charge is waived with a daily balance of $2,500. Minimum daily balance to earn interest is $0.01.
Offer: Relationship APY requires an eligible Midland High Yield Checking account with at least one common owner. Monthly fee of $15 is waived with a $2,500 daily balance.
Qualified rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $10,000 1.06% $10,000 – $25,000Your amount 1.38% $25,000 – $250,000 3.25% $250,000 – $1,000,000 3.25% $1,000,000 and up 3.25% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: All Savings (share) account dividends are based on the Credit Union's earnings at the end of the dividend period and cannot be declared in advance. All dividends are calculated using the average daily balance method.
Offer: Quarterly compounding frequency. Stated as APR on deposit table.
1.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - 1.25%APY$125 a year on $10,000intro rate
Requirements
Product: Higher dividend paid monthly; additional deposits allowed at any time.
Offer: Valid through 10/11/2026.
Promotional rate
Rate by balance
Rate by balance for IMMA Balance APY $2,000 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and up 1.40% $50,000 and up 1.50% $100,000 and up 2.15% $500,000 and up 2.65% $1,000,000 and up 3.50% $2,000,000 and up 3.50% $5,000,000 and up 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches