Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Charleston, WV metro
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 5 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 5 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 1.51%APY$151 a year on $10,000
1.50% interest rate
Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Variable rate as high as 1.25% APY.
Offer: Variable Rate as high as 1.25% APY.
Rate checked
More details - 1.25%APY$125 a year on $10,000
Rate checked
More details - West Virginia Federal Credit UnionSuper Saver Savings AccountsSavings · $5,000 min · 0.00%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Six withdrawals per calendar month without fee. Dividends calculated by the daily balance method and paid monthly.
Offer: Tier 1 rate tier. Dividends calculated by daily balance method (paid monthly). Six withdrawals per calendar month without fee.
0.00% interest rate · Effective Mar 18, 2026
Rate by balance
Rate by balance for Super Saver Savings Accounts Balance APY Up to $5,000 0.00% $5,000 – $10,000Tier 2 rate tier. 0.50% $10,000 – $25,000Your amountTier 3 rate tier. 1.00% $25,000 – $50,000Tier 4 rate tier. 1.25% $50,000 and upTier 5 rate tier. 1.50% Rate checked
More details - Element FCUHigher Rate Savings AccountSavings · $100 min · 0.25%–2.49% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly maintenance fees. Minimum opening balance requirement = $100; ongoing minimum monthly balance requirement = $100.
Offer: Ongoing minimum monthly balance requirement = $100.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Higher Rate Savings Account Balance APY $100 – $1,000 0.25% $1,000 – $5,000 0.50% $5,000 – $50,000Your amount 1.00% $50,000 – $250,000 1.75% Over $250,000 2.49% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · Effective Apr 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires maintaining credit union membership. Six withdrawals per calendar month without fee. Dividends calculated by daily balance method, compounded and paid monthly.
Offer: $1.00 minimum balance must be maintained to establish membership and retain access to credit union services. $100 minimum daily balance to earn stated APY. Dividends compounded and paid monthly. Six withdrawals per calendar month without fee.
0.50% interest rate · No monthly fee · Effective Mar 18, 2026
Rate checked
More details - WV State Credit UnionRegular Share SavingsSavings · $0 min · 0.00%–0.80% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,0000.00% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $99 0.00% $100 – $9,999 0.20% $10,000 – $19,999Your amount 0.40% $20,000 – $34,999 0.60% $35,000 – $49,999 0.70% $50,000 and up 0.80% Rate checked
More details - Members Choice WV FCUSavings (Share) / Regular Share SavingsSavings · $5 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: An initial deposit of $25.00 in a Share (Savings) Account buys a share and makes member eligible for all other credit union products and services. Dividends calculated and paid quarterly on a split rate basis. Silver Savers feature available for members over 55 (receive one free box of checks per year). Ages 18+.
0.30% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Savings (Share) / Regular Share Savings Balance APY Up to $10,000 0.30% $10,000 – $20,000Your amount 0.40% $20,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account required for membership. Initial deposit of $27 includes a $25 minimum balance and a one-time $2 opening fee.
Offer: $25 minimum balance and a one-time $2 opening fee ($27 initial deposit required to open).
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Mar 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Charleston, WV metro
39 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.25%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches