Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Cedar Rapids, IA metro
- Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Higher interest rates reward consistency. Automatic transfers build discipline. All accrued earnings forfeited if closed before end of quarter.
Offer: Quarterly dividend earnings. All accrued earnings are forfeited if account is closed before the end of the quarter.
0.20% interest rate
Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 2 branches
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - Dupaco Community Credit UnionShare SavingsSavings · $25 min · 0.00%–0.20% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of last dividend declaration date. Rate is variable and may change after account opening. Par value of one share in the credit union is $25.00.
0.00% interest rate · Effective Jun 15, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - Dupaco Community Credit UnionYou Name It SavingsSavings · $0 min · 0.00%–0.20% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of the last dividend declaration date. Rates are variable and subject to change after account opening.
0.00% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for You Name It Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends will be compounded and credited quarterly (rather than monthly). If during any time your account falls below the required minimum daily balance, your account will be subject to a service fee.
Offer: Dividends compounded and credited quarterly. Service fee applies if balance falls below required minimum daily balance.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends will be compounded and credited quarterly (rather than monthly). If during any time your account falls below the required minimum daily balance, your account will be subject to a service fee.
Offer: Dividends compounded and credited quarterly. Service fee applies if balance falls below required minimum daily balance.
0.15% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For customers seeking an easy, fee-free way to save. No monthly fee. No minimum opening deposit. No minimum balance requirement. ChexSystems reports may be pulled for new customers.
Offer: Interest rates may change after account is open. Fees could reduce earnings. APY is based on quarterly compounding. ChexSystems reports may be pulled for new customers.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: A special savings option to go with UI Employee Advantage Checking Account. Limit of one UI Employee Advantage account type per individual. If direct deposit from the University of Iowa is discontinued, the account converts to Regular Savings. Free ATM transactions (non-Hills Bank ATM owner may surcharge). 0.25% consumer loan discount – one time use (not valid for home equity products). Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online, telephone, check, draft, debit card, or similar order to third parties.
Offer: Earns variable interest. APY is based on monthly compounding. No service fee.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Sep 11, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening a Share Savings account requires a minimum $5 deposit to establish membership and ownership.
0.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account.
Offer: $50 minimum balance to earn interest
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account. Minimum $5 share deposit to establish membership.
Offer: Minimum $5 balance to open; on all balances over $50.
No monthly fee
Rate checked
More details - DuTrac Community Credit UnionShare Savings AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Account transfer limitations apply. Minimum balance of $100 to receive APY does not apply to members under age 18. Rate may change after account opening.
Offer: Dividends paid quarterly on average daily balance. Minimum balance of $100 to receive APY does not apply to members under age 18.
0.05% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - DuTrac Community Credit UnionSub-Share AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Account transfer limitations apply.
Offer: Dividends paid quarterly on average daily balance. Minimum balance of $100 to receive APY.
0.05% interest rate
Rate by balance
Rate by balance for Sub-Share Account Balance APY $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - Fidelity Bank & TrustMoney MarketMoney Market · $1,000 min · 0.10%–0.55% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Consumer rates only. Fees may reduce earnings.
0.10% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.25% $500,000 – $1,000,000 0.45% $1,000,000 and up 0.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cedar Rapids, IA metro
96 accounts at 32 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.23%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Cedar Rapids, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 4 branches
- Bankers TrustBank · 2 branches
- Corda Credit UnionCredit union · 4 branches