Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Cape Coral, FL metro
- 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: All members of Tampa Postal FCU are required to have an active Share Savings Account in order to be members of the Credit Union. Variable rate account; rate may change after account is opened.
Offer: Fees will reduce earnings. Variable rate account.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 2 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - DFCU FinancialPremier Money MarketPremier Money Market · $0 min · 0.02%–3.70% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). Dividends paid and compounded monthly. Premier IMMAs are excluded from Cash Back balance calculations.
Offer: Dividends paid and compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $49,999Your amount 0.02% $50,000 – $99,999Paid and compounded monthly. Premier IMMAs excluded from Cash Back balance calculations. 1.50% $100,000 – $249,999 2.85% $250,000 – $499,999 3.15% $500,000 – $999,999Paid and compounded monthly. Premier IMMAs excluded from Cash Back balance calculations. 3.25% $1,000,000 and up 3.70% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Set aside funds for a dream vacation, school tuition and special life events. Dividends paid and compounded monthly.
Offer: Dividends paid and compounded monthly. $1.00 minimum opening deposit ($5 minimum noted in general deposit notes).
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - DFCU FinancialInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.02%–0.15% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). $2,500 minimum required to open. Dividends paid and compounded monthly. Deposit account balance may increase Cash Back.
Offer: Dividends paid and compounded monthly. $2,500 minimum balance required to open.
0.02% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999Paid and compounded monthly. $2,500 minimum required to open an Insured Money Market Account. 0.02% $50,000 – $99,999 0.02% $100,000 – $249,999 0.05% $250,000 – $499,999 0.10% $500,000 and upPaid and compounded monthly. $2,500 minimum required to open an Insured Money Market Account. 0.15% Rate checked
More details - DFCU FinancialPremier Money MarketPremier Money Market · $0 min · 0.02%–3.70% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). Dividends paid and compounded monthly. Premier IMMAs are excluded from Cash Back balance calculations.
Offer: Paid and compounded monthly. Premier IMMAs excluded from Cash Back balance calculations.
Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999 0.02% $50,000 – $99,999 1.50% $100,000 – $249,999 2.85% $250,000 – $499,999 3.15% $500,000 – $999,999 3.25% $1,000,000 and up 3.70% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Must live, work, worship or attend school in Michigan's Lower Peninsula to be eligible for membership. Dividends are paid and compounded monthly. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee.
Offer: Dividends paid and compounded monthly. $5.00 minimum opening deposit per member. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee.
0.02% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - DFCU FinancialInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.02%–0.15% by balance
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility applies (live, work, worship, or attend school in Michigan's Lower Peninsula or a 14-county region around Tampa Bay, Central, and SW Florida). $2,500 minimum required to open. Dividends paid and compounded monthly. Deposit account balance may increase Cash Back.
Offer: Paid and compounded monthly. $2,500 minimum required to open an Insured Money Market Account. Deposit account balance may increase Cash Back.
Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999$2,500 minimum balance required to open. 0.02% $50,000 – $99,999 0.02% $100,000 – $249,999 0.05% $250,000 – $499,999 0.10% $500,000 and up$2,500 minimum balance required to open. 0.15% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Third Federal Savings & LoanInterest Savings AccountSavings · $10 min · 0.01%–0.05% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Requirements
Product: Variable rate account. Interest compounded monthly. Opening minimum $10. Minimum daily balances to earn APY vary by tier.
Offer: Tier 1: Minimum closing daily balance to earn APY is $10.
0.01% interest rate · Compounded monthly · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Interest Savings Account Balance APY $10 and upYour amount 0.01% $25,000 and up 0.05% $100,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cape Coral, FL metro
78 accounts at 27 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.95%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Cape Coral, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Suncoast Credit UnionCredit union · 15 branches
- Gulf Coast Business BankBank · 1 branch
- Flagstar BankBank · 1 branch