Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Brownsville, TX metro
- 3.40%APY$340 a year on $10,000
Requirements
Product: Six withdrawals and/or transfers per quarterly statement cycle at no charge, thereafter $3 per transaction. Min. $100 daily balance required to avoid $5 quarterly service fee.
Offer: Available for all eligible Personal Savings Accounts in the Houston and San Antonio markets. $5 quarterly service fee avoided by maintaining a minimum $100 daily balance.
3.36% interest rate · Effective Sep 29, 2026
Rate checked
More details - Rally Credit UnionLiberty SavingsSavings · $25 min · 3.30%–3.45% by balance
Credit union · 2 branches
3.30%APY$330 a year on $10,000with conditionsRequirements
Product: Free high-yield savings account bundled with Liberty Plus Checking. Monthly qualification criteria: have and use a debit card with 10 or more purchases of $5.00 or more post and clear each cycle, and have at least 1 automatic payment or direct deposit post and clear each cycle. If qualifications are not met, earns base non-qualified rate.
Offer: Qualified tier rate on balances up to $99,999.99 when monthly qualification criteria are met.
Qualified rate · 3.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Liberty Savings Balance APY Up to $100,000Your amount 3.30% $100,000 – $250,000APY range of 3.30% - 3.35%. 3.35% $250,000 and upAPY range of 3.35% - 3.45%. 3.45% Rate checked
More details - Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · $0 min · 0.75%–3.25% by balance
Credit union · 1 branch
3.15%APY$315 a year on $10,000Requirements
Product: High-yield savings account with checks and debit card convenience. No term restrictions. Balances below $2,500 earn regular Primary Share Savings rate. Requires maintaining $25 minimum balance in Primary Share Savings account.
Offer: Balances below $2,500 earn regular Primary Share Savings dividend rate.
0.75% interest rate · No monthly fee
Rate by balance
Rate by balance for MarketEdge Money Market Savings Balance APY Up to $2,500 0.75% $2,500 – $10,000 3.15% $10,000 – $25,000Your amount 3.15% $25,000 – $50,000 3.25% $50,000 – $100,000 3.25% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 3.15%APY$315 a year on $10,000with conditions
Requirements
Offer: Max Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000. Must have $40,000 in monthly merchant volume is required to receive rate. Rate based on prior-month balance and merchant service volume.
Qualified rate · 3.11% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.65%APY$265 a year on $10,000with conditions
Requirements
Offer: Enhanced Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000 is required to receive rate.
Qualified rate · 2.62% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.15%APY$215 a year on $10,000with conditions
Requirements
Offer: Core Rate. $100 min daily balance required to avoid a $5 monthly service fee. Rate may change after account is opened.
Qualified rate · 2.13% interest rate · Effective Oct 6, 2026
Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires an active linked Rewards Checking account. To earn highest rates, must meet Rewards Checking monthly qualifications: at least 15 qualifying debit card transactions, at least 1 direct deposit/ACH payment/ACH credit, and enrollment in Online Banking and E-Statements. Limit 1 account per person.
Offer: Requires meeting Rewards Checking qualifications during the Monthly Qualification Cycle.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $250,000Your amount 2.00% $250,000 and up 1.00% Rate checked
More details - PlainsCapital BankPersonal Money MarketPersonal Money Market · $2,500 min · 1.66%–3.18% by balance
Bank · 5 branches
1.71%APY$171 a year on $10,000Requirements
Product: Rate may change after account is opened. $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
Offer: $2,500 daily minimum balance required to earn APY and avoid $10 monthly service fee.
1.65% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $4,999 1.66% $5,000 – $24,999Your amount 1.71% $25,000 – $99,999 1.81% $100,000 – $499,999 1.92% $500,000 – $999,999 2.22% $1,000,000 – $1,999,999 2.38% $2,000,000 – $4,999,999 2.43% $5,000,000 – $7,499,999 2.78% $7,500,000 and up 3.18% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Minimum balance required to open is $2,500.00, which must be maintained to avoid a $25.00 monthly fee. Maximum of three withdrawals per month without penalty; exceeding limits may subject the account to closure. Must work, attend school, or worship in Cameron/Willacy County to become a member.
Offer: Minimum opening balance of $2,500.00. Must maintain $2,500.00 minimum daily balance to avoid a $25.00 monthly fee. Limit of three withdrawals per month without penalty. Exceeding transfer limitations may subject account to closure.
$25 monthly fee
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - Members First Credit UnionMoney MarketMoney Market · $3,000 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Interest is paid and compounded monthly on funds from the date of deposit to the date of withdrawal. Minimum balance of $3,000 is required to open.
0.50% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $3,000 – $20,000Your amount 0.50% $20,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 and up 1.00% Rate checked
More details - NAFT Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Dividends paid monthly. Minimum balance to earn stated APY is $2,000.00.
0.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Brownsville, TX metro
43 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.25%
- Top 10% from
- 2.55%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
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Brownsville, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NAFT Federal Credit UnionCredit union · 1 branch
- Rio Grande Valley Credit UnionCredit union · 4 branches
- Valley Federal Credit UnionCredit union · 2 branches