Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Bloomington, IN metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires a $5 membership share deposit. No monthly fees or hidden costs.
Offer: Fees may reduce earnings on the account. Rates may change after the account is opened. $5 minimum balance required to open account. $0.01 minimum balance required to earn APY. Dividends are calculated quarterly and paid quarterly.
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - Peoples State BankPeoples Regular SavingsSavings · $25 min · 0.05%–0.50% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Savings rates are compounded daily. There is a minimum balance fee of $1.00 per month if balance falls below $100.00, waived if account holder is under 19 or over 62 years of age. Excess withdrawal fee of $0.25 per withdrawal over 3 per month.
Offer: Compounded daily. $1.00 monthly fee applies if balance falls below $100.00 (waived if under 19 or over 62).
0.05% interest rate · Compounded daily · $1 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Peoples Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.50% Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires credit union membership. $5 minimum balance. Dividends compounded and paid monthly.
Offer: Dividends compounded and paid monthly.
0.05% interest rate
Rate checked
More details - Peoples State BankPrestige Money Market Checking AccountPrestige Money Market Checking Account · $0 min · 0.05%–2.50% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10.00 Per Month Service Charge if Balance is Below $1,000.00 per Statement Cycle.
Offer: $10.00 Per Month Service Charge if Balance is Below $1,000.00 per Statement Cycle
0.05% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Prestige Money Market Checking Account Balance APY Up to $1,000 0.05% $1,000 – $10,000Your amount 0.05% $10,000 – $25,000 2.02% Over $25,000 2.50% Rate checked
More details - Peoples State BankPeoples Prestige Savings AccountSavings · $50 min · 0.05%–2.50% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum opening balance $50.00. Monthly fee: No charge if minimum balance is $300.00 or more; if balance drops below $300.00, service charge is $3.00 per month. Limited to six withdrawals per month; additional withdrawals subject to $2.00 charge for each.
Offer: Balance tier: $0.00 - $999.99
0.05% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Peoples Prestige Savings Account Balance APY Up to $1,000 0.05% $1,000 – $10,000Your amount 0.05% $10,000 – $25,000 2.02% Over $25,000 2.50% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Best for Kasasa Cash Back checking account holders. Requires a linked Kasasa Cash Back checking account. Direct deposit/ACH credit and e-statement enrollment required. Limit of 1 account per customer/Tax ID.
Offer: Base rate applied to the entire daily balance when linked Kasasa Cash Back account qualifications are not met.
Qualified rate · 0.03% interest rate · No monthly fee · Effective Jun 20, 2024
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Best for Kasasa Cash checking account holders. Requires a linked Kasasa Cash checking account. Direct deposit/ACH credit and e-statement enrollment required. Limit of 1 account per customer/Tax ID.
Offer: Base rate applied to the entire daily balance when linked Kasasa Cash account qualifications are not met.
Qualified rate · 0.03% interest rate · No monthly fee · Effective Jun 20, 2024
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Foundational account for credit union membership. Up to 6 penalty-free withdrawals per month.
Offer: BCU covers the $1 minimum deposit requirement. No monthly maintenance fees. Up to 6 penalty-free withdrawals per month.
0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bloomington, IN metro
34 accounts at 12 banks and credit unions · checked Oct 6–17
- Typical
- 0.15%
- Top 10% from
- 1.43%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.30%
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Bloomington, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Indiana Members Credit UnionCredit union · 2 branches
- IU Credit UnionCredit union · 5 branches
- Merchants BankBank · 1 branch