Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Beaumont, TX metro
- Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · $0 min · 0.75%–3.25% by balance
Credit union · 1 branch
3.15%APY$315 a year on $10,000Requirements
Product: High-yield savings account with checks and debit card convenience. No term restrictions. Balances below $2,500 earn regular Primary Share Savings rate. Requires maintaining $25 minimum balance in Primary Share Savings account.
Offer: Balances below $2,500 earn regular Primary Share Savings dividend rate.
0.75% interest rate · No monthly fee
Rate by balance
Rate by balance for MarketEdge Money Market Savings Balance APY Up to $2,500 0.75% $2,500 – $10,000 3.15% $10,000 – $25,000Your amount 3.15% $25,000 – $50,000 3.25% $50,000 – $100,000 3.25% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Must have a linked High-Yield Checking or Cash Back Checking account. No minimum balance required to earn rewards ($0.01 minimum balance to earn rewards). No monthly service fees. No minimum opening deposit. Qualification requirements per Monthly Qualification Cycle: at least 1 direct deposit/ACH credit/debit, at least 15 debit card purchases, and enrollment in eStatements. Dividends credited on the last day of the statement cycle. Membership required.
Offer: When qualifications are met during the Monthly Qualification Cycle. Daily balances up to and including $100,000 earn dividend rate of 2.96% (3.00% APY).
Qualified rate · 2.96% interest rate · No monthly fee · Effective Jul 8, 2026
Rate checked
More details - 2.01%APY$201 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking account. Limit 1 account per SSN. Qualifying for linked Kasasa checking rewards qualifies for highest Kasasa Saver rate. Monthly qualification cycle requires at least 10 debit card purchases (30 for Kasasa Cash Level 2), at least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction, and enrollment in e-Statements.
Offer: When qualifications in linked Kasasa checking account are met during Monthly Qualification Cycle.
Qualified rate · 1.99% interest rate · No monthly fee · Effective Jul 1, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.01% $50,000 and up 0.50%* Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 3 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Gulf Credit UnionFree Kasasa Saver®Savings · $0 min · 0.60%–2.00% by balance
Credit union · 5 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Exclusively available to Kasasa checking account holders (links to free Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking). Automatic transfers of Kasasa earnings.
Offer: When qualifications are met in linked Kasasa checking account (at least 12 debit card purchases, enrolled in and agree to receive e-statements, enrolled in and log into online banking during Monthly Qualification Cycle).
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $30,000Your amount 2.00% Over $30,000 0.60% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be a Texas resident and at least 18 years of age (or have a co-owner). Must have a linked Kasasa Cash or Kasasa Cash Back account which must remain open. Requires eStatements and monthly Direct Deposit/ACH credit on the linked checking account. No monthly service fee.
Offer: When linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 1 ACH payment transaction or direct deposit post and settle, at least 15 debit card purchases post and settle, and receive eStatements).
Qualified rate · 1.24% interest rate · No monthly fee · Effective Aug 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 1.25% Over $20,000 0.83% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to free Earn Well or Spend Well checking. Limit 1 account per social security number. Base rate applies if qualifications are not met during Monthly Qualification Cycle (12 debit card purchases post and settle, 1 ACH/direct deposit/bill pay transaction post and settle, and eStatements enrollment).
Offer: Qualifications met in linked Earn Well or Spend Well checking account during Monthly Qualification Cycle.
Qualified rate · 0.99% interest rate · No monthly fee · Effective Nov 3, 2016
Rate by balance
Rate by balance for Save Well Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Regular Shares Savings Account required for all CCCU accounts. Free savings account that pays quarterly dividends. No minimum balance to keep. $5.00 minimum opening deposit for regular share account.
Offer: Balances up to $25,000
No monthly fee
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.20% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Higher interest rates with minimum requirements including higher minimum balance requirement, limited withdrawals per month, and fewer check writing privileges. Non-term share account dividends are declared at the end of each quarter and subject to change without notice.
Offer: Balance tier < $50,000. Dividends declared at end of each quarter.
0.85% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 0.85% $50,000 and up 1.06% Rate checked
More details - Wellspring Credit UnionThrive Well Money MarketThrive Well Money Market · $2,000 min · 0.75%–0.90% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Thrive Well Money Market Balance APY $2,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 and up 0.90% Rate checked
More details - Port Arthur Teachers Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Prefered savings account rate set monthly. Limited withdrawals. Monthly dividends, compoundable dividends, quarterly statements. Minimum balance of $2,000.
Offer: Rate set monthly. Minimum balance of $2,000.
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Higher interest rates with minimum requirements including higher minimum balance requirement, limited withdrawals per month, and fewer check writing privileges. Non-term share account dividends are declared at the end of each quarter and subject to change without notice.
Offer: Balance tier < $25,000. Dividends declared at end of each quarter.
0.75% interest rate · Balance cap $25,000
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Higher interest rates with minimum requirements including higher minimum balance requirement, limited withdrawals per month, and fewer check writing privileges. Non-term share account dividends are declared at the end of each quarter and subject to change without notice.
Offer: Balance tier < $10,000. Dividends declared at end of each quarter.
0.65% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Beaumont, TX metro
63 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Beaumont, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Eastex Credit UnionCredit union · 2 branches
- Neches Federal Credit UnionCredit union · 11 branches
- Synergy Federal Credit UnionCredit union · 1 branch