Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Bangor, ME metro
- Acadia Federal Credit UnionSuper SaverSavings · $1,000 min · 0.40%–2.27% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered rate account compounded daily and credited monthly. The dividend rate is based on the tier for which the balance qualifies and applies to the entire account balance.
Offer: Super Saver Tier I.
0.40% interest rate · Compounded daily · Effective Oct 3, 2026
Rate by balance
Rate by balance for Super Saver Balance APY $1,000 – $100,000Your amount 0.40% $100,000 and upSuper Saver Tier II. 2.27% Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 12 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 12 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Share (Savings) Account is required for credit union membership ($5 membership savings required). Dividends compounded and credited monthly based on daily balance.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - University Credit UnionSuper Share AccountSavings · $2,000 min · 0.05%–0.20% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn a higher rate of interest with a $2,000 minimum balance. Maximum of three withdrawals per month.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Share Account Balance APY Up to $1,999 0.05% $2,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Required for credit union membership. Minimum balance of $25 required. NCUA insured up to $250,000. Dividends compounded and credited monthly based on Average Daily Balance. Account closing fee of $10 if closed within 6 months of opening; dormant account fee of $5/quarter after 12 months. Membership fee $5 for age 13 and above, $1 for children 1-12.
Offer: Dividends compounded and credited monthly using average daily balance method. Minimum opening balance $25.00.
0.10% interest rate · Effective Sep 27, 2022
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $1,000 0.10% $1,001 – $5,000 0.15% $5,001 – $30,000Your amount 0.20% $30,001 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Foundation of credit union membership. Dividends compounded daily and paid monthly. No monthly fees. Borrow against shares for 3% above dividend rate earned. Up to $4,000 AD&D insurance available at no cost upon application. Rates effective October 15, 2026. Transfer limitations apply (max 6 preauthorized/automatic transfers per month).
0.15% interest rate · Compounded daily · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Katahdin Federal Credit UnionRegular SavingsSavings · $25 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Primary membership account; minimum deposit of $25.00. Account transfer limitations apply. Fees may reduce earnings.
0.05% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $2,000 0.05% $2,000 – $25,000Your amount 0.15% Over $25,000 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and keep membership share open.
0.15% interest rate · No monthly fee
Rate checked
More details - Empeople Credit UnionSecondary Share (Sub-Share Savings Account)Savings · $0 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No minimum deposit or daily balance required; open up to 7 sub-shares in digital banking.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance $25 must remain on deposit to maintain membership and represents share of ownership. No monthly service fees.
Offer: Dividends paid on a monthly basis.
0.15% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must have a Prime Savings account. No minimum balance and no penalty for withdrawing funds.
Offer: Dividends paid on a monthly basis.
0.15% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Applicants must be US citizens at least 18 years of age and a Maine or New Hampshire resident or an existing customer. No monthly fee and no minimum balance requirement.
0.15% interest rate · No monthly fee · Effective May 15, 2026
Rate by balance
Rate by balance for My MSB Savings Balance APY Up to $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - Eastmill Federal Credit UnionShare Savings AccountSavings · $50 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary component of membership representing share of ownership in credit union. Average daily balance method used to calculate dividends and minimum balances.
0.00% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,000 0.00% $2,000 – $5,000 0.10% $5,000 – $30,000Your amount 0.15% Over $30,000 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bangor, ME metro
49 accounts at 19 banks and credit unions · checked Oct 3–22
- Typical
- 0.15%
- Top 10% from
- 2.28%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Bangor, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lincoln Maine FCUCredit union · 1 branch
- The County Federal Credit UnionCredit union · 3 branches
- Bangor Federal Credit UnionCredit union · 3 branches