Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Baltimore, MD metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes SECU membership. Requires maintaining at least a $10 balance in share savings account. No monthly maintenance fees.
Offer: Share Savings accounts show the dividend rate. $10 minimum deposit to open/maintain.
0.10% interest rate · No monthly fee · Effective Sep 8, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open account with as little as $5 to become a Point Breeze Credit Union member. No monthly fee. Dividends compounded and credited quarterly. Rate may change after account is opened.
Offer: Compounded and credited quarterly. Rates are subject to change without notice and may change after the account is opened.
No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $5 minimum balance in order to earn interest. Rate subject to change following account opening. No monthly fees.
No monthly fee · Effective Oct 3, 2026
Rate checked
More details - Arundel BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.10%–0.80% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable interest rate compounded daily and credited monthly. $5 monthly service charge if balance falls below $1,000.00.
Offer: Tier 1 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00.
Compounded daily · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $20,000Your amount 0.10% $20,000 – $50,000Tier 2 balance tier. 0.20% $50,000 – $250,000Tier 3 balance tier. 0.40% $250,000 – $500,000Tier 4 balance tier. 0.50% $500,000 and upTier 5 balance tier. 0.80% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A share savings account with a minimum deposit of $1 is required for membership at Johns Hopkins Credit Union. The $1 initial deposit remains unavailable for use. Variable rate account; rates subject to change.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance to open account. Variable rate account; rates subject to change.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.07%–1.00% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Premium Relationship Rate: requires linking eligible USAA Classic Checking account and making at least 5 qualifying transactions each month.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000Military-Pay Relationship Rate: requires linking eligible USAA Classic Checking account and receiving qualifying direct deposit of at least $1 of U.S. military-related pay from DFAS or U.S. Department of the Treasury. 0.30% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 – $500,000 0.70% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - Securityplus Federal Credit UnionSecondary Savings AccountSavings · $25 min
Credit union · 5 branches
0.10%APY$10 a year on $10,0000.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit of $5 required to open and establish credit union membership. Minimum withdrawal amount is $10.00.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 51 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - Farmers & Merchants BankInsured Money MarketInsured Money Market · $25 min · 0.03%–0.60% by balance
Bank · 9 branches
0.07%APY$7 a year on $10,000Requirements
Product: Interest rate is variable and may change at any time after account opening. Fees could reduce earnings. A penalty may be imposed for early withdrawal. Maintain minimum balance to avoid monthly maintenance fees.
Offer: Tier 6 rate. Average Daily Balance to obtain APY: N/A. Variable rate subject to change.
0.03% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Insured Money Market Balance APY Any balance 0.03% $2,500 and upTier 5 rate. 0.05% $10,000 and upYour amountTier 4 rate. 0.07% $25,000 and upTier 3 rate. 0.25% $100,000 and upTier 2 rate. 0.40% $250,000 and upTier 1 rate. 0.60% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 51 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Market USA Federal Credit UnionName Your SavingsSavings · $0 min · 0.05%–0.07% by balance
Credit union · 1 branch
0.06%APY$6 a year on $10,000Requirements
Product: No minimum balance requirement. Allows creating personalized savings sub-accounts for specific goals.
Offer: Dividends are compounded and credited monthly.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Name Your Savings Balance APY Over $0 0.05% $2,000 and up 0.05% $5,000 and upYour amount 0.06% $25,000 and up 0.07% Rate checked
More details - Market USA Federal Credit UnionMembership SavingsSavings · $5 min · 0.05%–0.07% by balance
Credit union · 1 branch
0.06%APY$6 a year on $10,000Requirements
Product: Required for Market USA membership. $5.00 minimum deposit required to open and maintain membership. Dividends compounded and credited monthly.
Offer: Dividends compounded and credited monthly.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Over $0 0.05% $2,000 and up 0.05% $5,000 and upYour amount 0.06% $25,000 and up 0.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Baltimore, MD metro
143 accounts at 53 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.62%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Baltimore, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 15 branches
- Freedom Federal Credit UnionCredit union · 8 branches