Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Austin, TX metro
- Woori America BankWooriWON Money MarketWooriWON Money Market · $500 min · 3.00%–3.15% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.
Offer: Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle.
Compounded monthly · $10 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Money Market Balance APY Up to $100,000Your amount 3.00% $100,000 and up 3.15% Rate checked
More details - 2.95%APY$295 a year on $10,000
Requirements
Product: Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
Offer: Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
Compounded monthly · $5 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Savings Balance APY Up to $100,000Your amount 2.95% $100,000 and up 3.25% Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: With Direct Deposit ($1,000+ monthly ACH Direct Deposit or Agent Net Check into a FIGFCU Checking account).
Qualified rate · No monthly fee
Rate checked
More details - 2.65%APY$265 a year on $10,000with conditions
Requirements
Offer: Enhanced Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000 is required to receive rate.
Qualified rate · 2.62% interest rate · Effective Oct 6, 2026
Rate checked
More details - Anthem Bank & TrustRISE Money Market AccountRISE Money Market Account · $5,000 min · 0.10%–4.06% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Rates based on average daily balances. Monthly fee waived with checking account.
Offer: Balance below $9,999.99. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for RISE Money Market Account Balance APY Up to $10,000 0.10%* $10,000 – $50,000Your amount 2.53% $50,000 – $100,000 2.53% $100,000 – $1,000,000 3.51% $1,000,000 – $2,500,000 3.61% $2,500,000 – $5,000,000 3.71% $5,000,000 – $10,000,000 3.92% $10,000,000 and up 4.06% Rate checked
More details - Anthem Bank & TrustGive Money Market AccountGive Money Market Account · $0 min · 0.10%–2.53% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: 0.15% APY donated to charity on total participating balances. Monthly fee waived with checking account.
Offer: Balance below $1,000. Fee waived with checking.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Give Money Market Account Balance APY Up to $1,000 0.10%* $1,000 – $5,000 1.51% $5,000 – $10,000 2.02% $10,000 and upYour amount 2.53% Rate checked
More details - Texas Health Credit UnionMoney MarketMoney Market · $2,500 min · 0.05%–2.52% by balance
Credit union · 1 branch
2.52%APY$252 a year on $10,000Requirements
Product: Dividends are calculated daily and paid monthly. Members are allowed three withdrawals and three transfers ($500 minimum) per month.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 and upYour amount 2.52% Rate checked
More details - Texas Health Credit UnionMoney Market CheckingMoney Market Checking · 0.05%–2.52% by balance
Credit union · 1 branch
2.52%APY$252 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.05% $2,500 and upYour amount 2.52% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: A High Interest checking account (with $25.00 opening deposit) is required to have a Free ATX Saver account. Limit 1 account per SSN/ITIN. No monthly maintenance fees.
Offer: Qualifying rate on daily balances up to and including $50,000 when monthly qualifications (at least 1 direct deposit/ACH credit/payment, at least 15 debit card purchases, and eStatements enrollment) are met on the linked checking account.
Qualified rate · 2.47% interest rate · Balance cap $50,000 · No monthly fee · Effective Sep 22, 2025
Rate checked
More details - Anthem Bank & TrustSHIELD Money Market AccountSHIELD Money Market Account · $500 min · 0.10%–3.85% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Daily balance of $1,000 required to earn interest. Monthly fee waived with checking account.
Offer: Balance below $9,999. Fee waived with checking.
No monthly fee
Rate by balance
Rate by balance for SHIELD Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $1,000,000 3.30% $1,000,000 – $2,500,000 3.40% $2,500,000 – $5,000,000 3.50% $5,000,000 – $10,000,000 3.70% $10,000,000 and up 3.85% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Available for Personal Accounts Only with Kasasa Cash or Kasasa Cash Back checking accounts. Requires maintaining a valid email address on record. Electronic statement delivery agreed; if 3 consecutive email notifications are returned, account converts to monthly paper statement delivery with $2.00 paper statement fee. $100 opening deposit required (may be split across accounts or waived if Kasasa Cash/Cash Back is already active). No monthly minimum balance.
Offer: Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Monthly qualification cycle requirements on checking: at least 1 direct deposit, ACH credit transaction, ATM deposit or mobile deposit; at least 15 debit card purchases; maintain a valid email address on record.
Qualified rate · 2.50% interest rate · Balance cap $25,000 · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Texas Capital BankStar Money Market AccountStar Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 1 branch
2.29%APY$229 a year on $10,000Requirements
Product: Rates are for personal accounts only and subject to change at any time without notice. Interest is compounded daily on the collected balance and paid monthly. Minimum balance requirement of $500 to obtain the APY. Monthly service charge may be assessed when minimum balance requirements are not met. $100 minimum opening deposit for Money Market accounts.
Offer: Interest compounded daily and paid monthly. Variable rate subject to change. Minimum balance requirement of $500 to obtain the APY.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankStar Reserve Money Market AccountStar Reserve Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 1 branch
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Reserve Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankFamily Office Star Money MarketFamily Office Star Money Market · $500 min · 2.29%–3.11% by balance
Bank · 1 branch
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Family Office Star Money Market Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Nizari Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.27%–3.61% by balance
Credit union · 2 branches
2.27%APY$227 a year on $10,000Requirements
Product: No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
Offer: No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
2.25% interest rate · $10 monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $100,000Your amount 2.27% $100,000 – $500,000 2.32% $500,000 – $1,500,000 3.45% $1,500,000 – $2,500,000 3.45% $2,500,000 – $4,500,000 3.51% $4,500,000 – $13,000,000 3.56% Over $13,000,000 3.61% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Austin, TX metro
168 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.81%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.25%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch