Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Ann Arbor, MI metro
- Michigan Schools & Government Credit UnionSilver Savings AccountSavings · $0 min · 0.10%–0.80% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Tiered dividend scale based on Average Daily Balance. No monthly service charge or withdrawal penalties.
Offer: Average Daily Balance Under $100.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Silver Savings Account Balance APY Up to $100 0.10% $100 – $4,999 0.35% $5,000 – $9,999 0.50% $10,000 – $19,999Your amount 0.60% $20,000 – $39,999 0.65% $40,000 and up 0.80% Rate checked
More details - People Driven Credit UnionMoney Market Plus AccountMoney Market Plus Account · $1,000 min · 0.35%–3.00% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000intro rateRequirements
Product: Requires a $1,000 minimum deposit to open. Rates are variable and tiered based on balance; interest compounds monthly. Only new funds transferred from external sources qualify for promotional rate. Requires credit union membership ($5 deposit into Membership Share Savings Account) and membership eligibility. Federally insured by NCUA.
Offer: New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion.
Promotional rate · 0.35% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Plus Account Balance APY $1,000 – $2,499 0.35% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 1.10% $50,000 – $99,999 1.15% $100,000 – $249,999 1.25% $250,000 and up 3.00% Rate checked
More details - Chelsea State BankCSB Combined Money Market SavingsCSB Combined Money Market Savings · $1 min · 0.55%–1.56% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Available to customers with a Chelsea State Bank checking account. Monthly statement combined with checking account. Avoid $10 monthly fee by maintaining a $1,000 minimum daily balance.
Offer: Fee waived if $1,000 minimum daily balance is maintained; $2 per debit over 10 per month.
Qualified rate · 0.55% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for CSB Combined Money Market Savings Balance APY Up to $24,999Your amount 0.55% $25,000 – $49,999 0.80% $50,000 – $149,999 1.06% $150,000 and up 1.56% Rate checked
More details - Chelsea State BankCSB Money Market SavingsCSB Money Market Savings · $1 min · 0.40%–0.55% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum daily balance; $10 monthly fee when balance falls below $1,000 during the month. Combined monthly statement with checking account.
Offer: Fee waived if $1,000 minimum daily balance is maintained; $2 per debit over 10 per month.
0.40% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for CSB Money Market Savings Balance APY Up to $2,499 0.40% $2,500 and upYour amount 0.55% Rate checked
More details - Chelsea State BankCSB Combined Statement SavingsSavings · $1 min · 0.55%–0.60% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Must be linked to any Chelsea State Bank checking account. Monthly statement combined with checking account. No monthly service fee. $1 minimum deposit to open.
Offer: Tier 1 rate for balances from $1 to $99,999. Minimum balance to earn APY is $1.00. No monthly service fee. Monthly statement combined with checking account.
Qualified rate · 0.55% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for CSB Combined Statement Savings Balance APY Up to $99,999Your amount 0.55% $100,000 and up 0.60% Rate checked
More details - American 1 Credit UnionMoney Market AccountMoney Market Account · $5,000 min
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rate may change after account opening. Annual Percentage Yield is calculated by the daily balance method. Dividends may be paid quarterly, semi-annually, and annually.
Offer: Rate may change after account opening. Dividends may be paid quarterly, semi-annually, and annually.
0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - TRUE Community Credit UnionSuper Cash Money MarketSuper Cash Money Market · $0 min · 0.00%–0.70% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. Tiered rates based on balance.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Cash Money Market Balance APY Up to $2,000 0.00% $2,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% Over $100,000 0.70% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Flexible, multi-purpose savings account. 10 pre-authorized, automatic, telephone, electronic, online, or other transfers or withdrawals per statement cycles ($2 fee applies for any debit over 10). Avoid the $2 monthly service fee by maintaining a $300 minimum daily balance (waived for seniors and minors upon request). $1 minimum deposit to open.
Offer: Avoid the $2 monthly service fee by maintaining a $300 minimum daily balance (waived for senior citizens and minors). $2 per debit over 10 in a month. Minimum balance to earn APY is $1.00.
0.40% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account establishing credit union membership ($5 minimum opening deposit). $5 monthly Non-Relationship Fee applies on accounts with only Member Savings; waived if account maintains a $300 daily average balance, primary member is under 24 years of age, receives direct deposit, has VIP Status, or holds other LMCU accounts (checking, loan, or CD).
Offer: Requires $100 minimum balance to earn interest. $5 monthly fee waived with $300 daily average balance, primary member under 24, direct deposit, VIP status, or other qualifying LMCU accounts.
0.25% interest rate · $5 monthly fee · Effective Jul 20, 2026
Rate checked
More details - Parda Credit UnionParda Premier SavingsSavings · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to earn preferred dividend rates; $5 monthly fee charged if balance falls below $2,500 requirement any day out of the month. First 3 withdrawals per month are free, then $3 charge thereafter. Membership and $1 par share deposit required.
Offer: Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month.
0.20% interest rate · Compounded monthly · $5 monthly fee
Rate by balance
Rate by balance for Parda Premier Savings Balance APY $2,500 – $10,000 0.20% $10,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - Credit Union ONEMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.55% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: A $1,000.00 minimum daily balance required to earn APY. Accounts that remain at a zero balance for 90 consecutive days will be automatically closed out (no fee for zero balance closure).
Offer: Rates are variable.
Promotional rate · 0.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.05% $2,500 and up 0.10% $10,000 and upYour amount 0.25% $25,000 and up 0.35% $50,000 and up 0.50% $100,000 and up 0.55% Rate checked
More details - Michigan First Credit UnionSavings AccountSavings · $10 min · 0.15%–0.25% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must be 18 or older to open an account (ages 13-17 can open with a parent or guardian). Minimum opening deposit of $10 required. An account aggregate balance of $100 required after the first 3 months of membership to avoid a monthly minimum balance fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $999 0.15% $1,000 – $4,999 0.15% $5,000 – $24,999Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - Michigan Schools & Government Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: $2,500 minimum average daily balance required to earn APY. No monthly service charges or deposit fees.
Offer: $2,500 minimum average daily balance required to earn APY.
0.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $2,500 – $4,999 0.20% $5,000 – $7,499 0.20% $7,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.20% $25,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ann Arbor, MI metro
77 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 2.62%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Ann Arbor, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 2 branches
- People Driven Credit UnionCredit union · 1 branch
- Michigan Schools & Government Credit UnionCredit union · 2 branches