Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location
Banks only

Top savings rates

Showing 1–15 of 284 results in Texas

  1. Citizens Bank of Las CrucesHero SavingsSavings · $25 min

    Bank · 1 branch

    5.12%APY$512 a year on $10,000with conditions
  2. MidFirst BankBoost SavingsSavings · $0 min

    Bank · 10 branches

    4.00%APY$400 a year on $10,000
  3. Top Carrot, Carrot Score 88
    UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.86% by balance

    Bank · 20 branches

    3.86%APY$386 a year on $10,000
  4. Top Carrot, Carrot Score 91
    Texas Capital BankStar High-Yield Savings AccountSavings · $0 min · 2.12%–3.85% by balance

    Bank · 9 branches

    3.85%APY$385 a year on $10,000
  5. Top Carrot, Carrot Score 95
    Cornerstone Capital BankDigital High-Yield SavingsSavings · $50 min

    Bank · 16 branches

    3.75%APY$375 a year on $10,000
  6. One World BankRegular SavingsSavings · $100 min

    Bank · 4 branches

    3.75%APY$375 a year on $10,000
  7. BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min

    Bank · 1 branch

    3.75%APY$375 a year on $10,000intro rate
  8. Top Carrot, Carrot Score 95
    Cornerstone Capital BankPersonal MMDAPersonal MMDA · $50 min · 2.40%–3.80% by balance

    Bank · 16 branches

    3.70%APY$370 a year on $10,000intro rate
  9. Top Carrot, Carrot Score 91
    Texas Capital BankStar Elite SavingsSavings

    Bank · 9 branches

    3.65%APY$365 a year on $10,000
  10. Woori America BankSmartStep Installment SavingsSavings · $1,000 min

    Bank · 2 branches

    3.50%APY$350 a year on $10,000with conditions
  11. Monet BankStatement Savings AccountsSavings · $1,000 min

    Bank · 3 branches

    3.45%APY$345 a year on $10,000
  12. PlainsCapital BankPersonal Savings AccountSavings · $100 min

    Bank · 54 branches

    3.40%APY$340 a year on $10,000
  13. Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance

    Bank · 142 branches

    3.25%APY$325 a year on $10,000with conditions
  14. Top Carrot, Carrot Score 93
    Capital One360 Performance SavingsSavings · $0 min

    Bank · 20 branches

    3.20%APY$320 a year on $10,000
  15. PlainsCapital BankMomentum Max Savings AccountSavings

    Bank · 54 branches

    3.15%APY$315 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Texas

287 accounts at 119 banks and credit unions · checked Oct 29–31

Typical
0.35%
Top 10% from
2.56%
Banks, typical
0.35%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Barksdale Federal Credit UnionCredit union · 2 branches
  3. Service 1st Credit UnionCredit union · 1 branch
See all ranked institutions

Savings rates by state