Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 of 77 results in Maine
- 3.50%APY$350 a year on $10,000
Requirements
Product: Requires 50% of opening deposit to be new money. Not available for IRAs. Available to Maine and New Hampshire residents only.
Offer: Requires 50% of $2,500 opening deposit to be new money. Not available for IRAs. Available to Maine and New Hampshire residents only.
3.45% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Growth Savings Balance APY Up to $250,000Your amount 3.50% $250,000 and up 3.75% Rate checked
More details - Saco & Biddeford SavingsMutual High Yield SavingsSavings · $0 min · 0.10%–3.00% by balance
Bank · 7 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: An active Mutual Checking or Mutual Interest Checking accounts is required. The Mutual High Yield Savings will be converted to an Essential Money Market if the corresponding checking account is closed. Only one (1) Mutual High Yield Savings allowed per primary customer. $2.00 monthly service charge (waived if $100.00 minimum balance is kept).
Qualified rate · 2.96% interest rate · $2 monthly fee · Effective Nov 12, 2026
Rate by balance
Rate by balance for Mutual High Yield Savings Balance APY Up to $100,000Your amount 3.00% $100,000 and upAnnual Percentage Yield for this tier will range from 0.10% to 3.00% depending on the balance in the account. 0.10% Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Available to Maine and New Hampshire residents only.
Offer: Requires an active Propel Premier Checking account (meeting two of: $5,000 average daily balance, $1,000+ direct deposits, or 10 debit card transactions per monthly statement cycle). 50% of opening deposit must be new money. Available to Maine and New Hampshire residents only.
Qualified rate · 2.72% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · 56 branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Auburn Savings Bank, FSBPremier Growth SavingsSavings · $25 min · 0.05%–2.50% by balance
Bank · 2 branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Links to free Premier Rewards Checking or Premier Cash Back Rewards Checking accounts. No monthly maintenance fee.
Offer: Earned on all balances if qualifications in Premier Rewards or Premier Cash Back are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 29, 2026
Rate by balance
Rate by balance for Premier Growth Savings Balance APY Any balance 0.05% Up to $150,000Your amountQualifying for Premier Rewards or Premier Cash Back Rewards qualifies for this rate: at least 12 debit card purchases, at least 1 direct deposit or ACH payment/credit transaction, and enrolled in and agree to receive e-statements post and settle during each Monthly Qualification Cycle. 2.50% $150,001 and upQualifying for Premier Rewards or Premier Cash Back Rewards qualifies for this rate: at least 12 debit card purchases, at least 1 direct deposit or ACH payment/credit transaction, and enrolled in and agree to receive e-statements post and settle during each Monthly Qualification Cycle. Stated APY range is 2.50% - 1.70% depending on balance in account. 0.50%* Rate checked
More details - 2.07%APY$207 a year on $10,000with conditions
Requirements
Product: 207 Rewards Checking Account required. No monthly maintenance service charge.
Offer: Requires 207 Rewards Checking Account. No monthly maintenance service charge.
Qualified rate · No monthly fee · Effective Oct 29, 2026
Rate by balance
Rate by balance for 207 Savings Balance APY Up to $250,000Your amount 2.07% $250,000 and up 0.00% Rate checked
More details - Maine Community BankReserve High-Yield Money MarketReserve High-Yield Money Market · $1 min · 2.00%–3.50% by balance
Bank · 22 branches
2.00%APY$200 a year on $10,000Requirements
Offer: Stated minimum opening balance is required to obtain APY.
Effective Nov 12, 2026
Rate by balance
Rate by balance for Reserve High-Yield Money Market Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.15% $100,000 – $175,000 2.35% $175,000 – $250,000 2.80% $250,000 – $500,000 3.10% $500,000 – $1,000,000 3.35% $1,000,000 and up 3.50% Rate checked
More details - Aroostook Savings & LoanMoney Market NowMoney Market Now · $1,000 min · 1.50%–3.25% by balance
Bank · 2 branches
1.90%APY$190 a year on $10,000Requirements
Product: Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. Account holders have the ability to issue a limit of 6 transactions monthly to a third party. $.20 per check charge applies.
Offer: Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge.
1.47% interest rate · $6 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Now Balance APY Up to $10,000 1.50% $10,000 – $50,000Your amount 1.90% $50,000 – $100,000 2.15% $100,000 – $250,000 2.80% $250,000 and up 3.25% Rate checked
More details - Androscoggin BankFlex Personal Money Market AccountFlex Personal Money Market Account · $0 min · 1.50%–2.25% by balance
Bank · 9 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: New to Bank money only. Rates subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum balance is required to obtain APY.
Offer: Tier 1. New to Bank money only. Stated minimum balance is required to obtain APY.
Promotional rate · 1.49% interest rate · Effective Nov 12, 2026
Rate by balance
Rate by balance for Flex Personal Money Market Account Balance APY Up to $100,000Your amount 1.50% $100,000 and upTier 2. 2.25% Rate checked
More details - 1.47%APY$147 a year on $10,000
Requirements
Product: Shariah-compliant savings account earning interest-free returns based on revenue sharing (Customer:Bank ratio 3:97). $3.00 monthly service fee waived with minimum $100.00 daily balance.
Offer: Revenue sharing ratio 3:97 (Customer:Bank). Stated interest rate is 1.46%.
1.46% interest rate · $3 monthly fee · Effective Jun 1, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum to open is $10.00 and deposits can be made daily/weekly or monthly. For withdrawals a receipt must be provided and photocopied by FFS showing the heating company's name and amount due or paid; check can be made out to account owner or heating company. Must maintain a $100 minimum monthly average balance. Account opening for anyone living in the mid-coast area on a permanent or seasonal basis. Variable rate; fees could reduce earnings.
Offer: Variable rate, rates may change after account is opened. Fees could reduce earnings. Must maintain a $100 minimum monthly average balance. For withdrawals a receipt must be provided and photocopied by FFS showing the heating company's name and amount due or paid.
0.45% interest rate · Effective Nov 6, 2026
Rate checked
More details - Maine Community BankChampion High-Yield Money MarketChampion High-Yield Money Market · $1 min · 0.25%–2.00% by balance
Bank · 22 branches
0.40%APY$40 a year on $10,000Requirements
Offer: Stated minimum opening balance is required to obtain APY.
Effective Nov 12, 2026
Rate by balance
Rate by balance for Champion High-Yield Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 and up 2.00% Rate checked
More details - Bangor Savings BankMarket Rate SavingsSavings · $5,000 min · 0.00%–0.40% by balance
Bank · 62 branches
0.25%APY$25 a year on $10,000Requirements
Product: No need to have a checking account with Bangor Savings Bank.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Rate Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 and up 0.40% Rate checked
More details - Bangor Savings BankBenefit Money MarketBenefit Money Market · $5,000 min · 0.00%–0.60% by balance
Bank · 62 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Offer: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Money Market Balance APY Up to $5,000 0.00% $5,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.60% Rate checked
More details - Kennebunk SavingsBeacon Money MarketBeacon Money Market · $0 min · 0.25%–3.56% by balance
Bank · 12 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available to customers who live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH. Must open new account, no conversions. Limited-time offer.
Offer: Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. Interest earned equal to or greater than $0.01 during a statement cycle will be credited at cycle end.
Promotional rate · 0.25% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Beacon Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.00% $50,000 – $100,000 2.02% $100,000 – $250,000 3.30% $250,000 – $3,000,000 3.56% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maine
78 accounts at 27 banks and credit unions · checked Nov 6–13
- Typical
- 0.05%
- Top 10% from
- 1.93%
- Banks, typical
- 0.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 5 branches