Compare Bank & Credit Union Rates
Best savings rates in Cheyenne, WY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Cheyenne, WY
- WyHy Federal Credit UnionFastTrac SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Tiered rate account. Member must have eStatements to qualify. No monthly maintenance fees. Dividends paid quarterly on the average daily balance.
Offer: Tier applies to balances up to $10,000. Requires eStatements.
0.30% interest rate · No monthly fee · Effective Nov 5, 2025
Rate by balance
Rate by balance for FastTrac Savings Balance APY Up to $10,000Your amount 0.30% Over $10,000 0.05% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - First Education Federal Credit UnionSuper SaversSavings · 0.00%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Variable rate account subject to change weekly without notice. An Average Daily Balance of at least $1,500 is required to earn a dividend. A $1,500 minimum balance is required to keep the account open without a fee.
Offer: Tier I; Pays monthly dividends
Promotional rate · 0.15% interest rate
Rate by balance
Rate by balance for Super Savers Balance APY Up to $5,000 0.15% $5,000 and upTier II; 0.20% $10,000 and upYour amountTier III; 0.25% $25,000 and upTier IV; 0.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a $5.00 minimum balance to maintain membership. Minimum balance of $100.00 to earn dividends (except children under 18).
Offer: Minimum deposit to receive dividends is $100.00.
0.15% interest rate
Rate checked
More details - WyHy Federal Credit UnionRegular Money MarketRegular Money Market · $2,500 min · 0.05%–0.35% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Must have a balance of $2,500 to open and maintain the account and to obtain disclosed APY. $10 monthly service charge if balance drops below $2,500 minimum. Initial deposit of $10.00 required for membership with $5.00 retained as membership fee.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $100,000 – $250,000 0.30% $250,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
- First Education Federal Credit UnionEducation SharesSavings · $0 min · 0.10%–0.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Tier I; Pays quarterly dividends
0.25% interest rate
Rate by balance
Rate by balance for Education Shares Balance APY Any balance 0.25% $10,000 and upYour amountTier II; 0.10% Rate checked
More details - Meridian Trust Federal Credit UnionMomentum Money MarketMomentum Money Market · $0 min · 0.10%–6.00% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Limit one Momentum Money Market Account per primary Social Security Number. Credit Union membership required. APY applies only to the portion of the account balance within each tier resulting in a Blended APY.
Offer: Rate applies to first $2,000 of balance. Split-rate / tier-portion APY.
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $2,000 6.00% $2,000 – $5,000 2.50% $5,000 – $10,000 0.50% $10,000 and upYour amount 0.10% Rate checked
More details - 0.08%APY$8 a year on $10,000with conditions
Requirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Offer: Monthly fee of $5 waived with an average balance of $200.
0.08% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union membership required. Fees could reduce earnings on the account.
Offer: Minimum balance to earn APY is $100.
0.05% interest rate · Effective May 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cheyenne, WY
51 accounts at 18 banks and credit unions · checked Oct 16–22
- Typical
- 0.08%
- Top 10% from
- 0.80%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Cheyenne, WY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Education Federal Credit UnionCredit union · 1 branch