Credit union · NCUA insured
First Education Federal Credit Union Savings Rates
Top CarrotFirst Education Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Super Savers. Rates checked October 22, 2026.
How First Education Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Cheyenne, WY, where First Education Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
First Education Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Super Savers
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
First Education Federal Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Education Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.30%APY
The Money Market share account is a variable rate account subject to change weekly without notice. Minimum balance of $25,000 to earn dividends / open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 and up | 0.25% | — |
| $50,000 and up | 0.30% | — |
| $100,000 and up | 0.00% | — |
Sources (1)
- firstedfcu.com/services/current-rates-deposits · captured Sep 25, 2026
Education Shares
Up to 0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTier I; Pays quarterly dividends | 0.25% | $25 | Tier I; Pays quarterly dividends |
| $10,000 and upTier II; Pays quarterly dividends | 0.10% | $10 | Tier II; Pays quarterly dividends |
Sources (2)
All captured Sep 25, 2026
Super Savers
Up to 0.25%APY
Variable rate account subject to change weekly without notice. An Average Daily Balance of at least $1,500 is required to earn a dividend. A $1,500 minimum balance is required to keep the account open without a fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier I; Pays monthly dividends | 0.15% | — | Tier I; Pays monthly dividends |
| $5,000 and upTier II; Pays monthly dividends | 0.20% | $20 | Tier II; Pays monthly dividends |
| $10,000 and upTier III; Pays monthly dividends | 0.25% | $25 | Tier III; Pays monthly dividends |
| $25,000 and upTier IV; Pays monthly dividends | 0.00% | — | Tier IV; Pays monthly dividends |
Sources (1)
- firstedfcu.com/services/current-rates-deposits · captured Sep 25, 2026
Auxiliary Shares
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upPays quarterly dividends$5 and up | 0.10% | $10 | Pays quarterly dividends |
Sources (2)
All captured Sep 25, 2026
Regular Shares
Up to 0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upTier I; Pays quarterly dividends | 0.10% | $10 | Tier I; Pays quarterly dividends |
| $2,000 and upTier II; Pays quarterly dividends | 0.05% | $5 | Tier II; Pays quarterly dividends |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
IRA Share Account
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.50% | $50 |
Sources (1)
- firstedfcu.com/services/current-rates-deposits · captured Sep 25, 2026
Christmas Club
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePays quarterly dividendsAny balance | 0.10% | $10 | Pays quarterly dividends |
Sources (2)
All captured Sep 25, 2026
Kids Club
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePays quarterly dividendsAny balance | 0.10% | $10 | Pays quarterly dividends |
Sources (1)
- firstedfcu.com/services/current-rates-deposits · captured Sep 25, 2026
Summertime Cash Club
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePays quarterly dividendsAny balance | 0.10% | $10 | Pays quarterly dividends |
Sources (1)
- firstedfcu.com/services/current-rates-deposits · captured Sep 25, 2026
Who can join First Education Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone who lives, works, goes to school, or worships in Laramie County, WY.
Family and household
- Membership is open to individuals who have family members who live, work, go to school, or worship in Laramie County, WY.
Cost to join
- Opening an account requires an initial deposit of at least $5 and an ID.
Membership information collected October 4, 2026.