Bank · FDIC insured
Northwestern Bank Savings Rates
Northwestern Bank’s best savings rate is 1.00% APY on $10,000, with its My eNB Account. Rates checked October 16, 2026.
How Northwestern Bank’s savings rates compare
Compared with banks and credit unions near Eau Claire, WI, where Northwestern Bank has the most branches. $10,000, best rate first.
This bank’s best
Northwestern Bank
1.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $100
My eNB Account
Top rate
Royal Credit Union
3.40%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $340
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Northwestern Bank savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwestern Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
My eNB Account
1.00%APY
Variable rate set by bank discretion. Interest rate and APY may change at any time. Interest compounded daily, credited monthly. Balance tier interest applied. Minimum to open $10,000. Monthly service charge $10 if daily ledger balance below $10,000. Paper statement fee $10 waived with electronic statements. Dormant fee $2 monthly after 12 months no activity.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.00% | — |
| $10,000 – $25,000 | 1.00% | $100 |
| $25,000 – $50,000 | 1.26% | — |
| $50,000 – $100,000 | 1.51% | — |
| $100,000 – $900,000 | 2.02% | — |
| $900,000 and up | 2.27% | — |
Sources (1)
- northwesternbank.com/you/save/deposit-rates · captured Oct 16, 2026
Keystone Money Market
0.50%APY
Minimum deposit of $10,000.00 to open. Limit of 6 transfers/withdrawals per statement cycle; unlimited transfers/withdrawals allowed in-person at an ATM or branch location. No monthly maintenance fee or per-check charges. ATM card available only.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Variable rate compounded daily and credited monthly. Daily balance method used. | 0.00% | — | Variable rate compounded daily and credited monthly. Daily balance method used. |
| $10,000 – $25,000Variable rate compounded daily and credited monthly. Daily balance method used. | 0.50% | $50 | Variable rate compounded daily and credited monthly. Daily balance method used. |
| $25,000 – $50,000Variable rate compounded daily and credited monthly. Daily balance method used. | 0.75% | — | Variable rate compounded daily and credited monthly. Daily balance method used. |
| $50,000 – $100,000Variable rate compounded daily and credited monthly. Daily balance method used. | 1.00% | — | Variable rate compounded daily and credited monthly. Daily balance method used. |
| $100,000 – $900,000Variable rate compounded daily and credited monthly. Daily balance method used. | 1.76% | — | Variable rate compounded daily and credited monthly. Daily balance method used. |
| $900,000 and upVariable rate compounded daily and credited monthly. Daily balance method used. | 2.22% | — | Variable rate compounded daily and credited monthly. Daily balance method used. |
Sources (2)
All captured Sep 18, 2026
Statement Savings
0.25%APY
Limit of 6 transfers/withdrawals per statement cycle (unlimited in-person or at Northwestern Bank ATMs).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly minimum balance fee of $2.00 applies if average monthly ledger balance drops below $50.00. Prose text under the rate table also mentions a rate and APY of .15%.Any balance | 0.25% | $25 | Monthly minimum balance fee of $2.00 applies if average monthly ledger balance drops below $50.00. Prose text under the rate table also mentions a rate and APY of .15%. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Health Savings Account
2.02%APY
Tax-exempt account for qualified medical expenses for individuals with a qualified high-deductible health plan (HDHP). Account set-up fee of $25 required in addition to opening minimum.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Monthly maintenance fee of $5.00 applies if daily ledger balance drops below $50.00 on any day of the statement cycle; $25 account set-up fee required. | 1.46% | — | Monthly maintenance fee of $5.00 applies if daily ledger balance drops below $50.00 on any day of the statement cycle; $25 account set-up fee required. |
| $2,500 – $10,000Monthly maintenance fee of $5.00 applies if daily ledger balance drops below $50.00 on any day of the statement cycle; $25 account set-up fee required. | 1.76% | — | Monthly maintenance fee of $5.00 applies if daily ledger balance drops below $50.00 on any day of the statement cycle; $25 account set-up fee required. |
| $10,000 and upMonthly maintenance fee of $5.00 applies if daily ledger balance drops below $50.00 on any day of the statement cycle; $25 account set-up fee required. | 2.02% | $202 | Monthly maintenance fee of $5.00 applies if daily ledger balance drops below $50.00 on any day of the statement cycle; $25 account set-up fee required. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.