Compare Bank & Credit Union Rates
Best savings rates in Lakewood, WA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lakewood, WA
- American Lake Credit UnionMoney PlusMoney Plus · $5,000 min · 0.40%–0.60% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000.
Offer: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000.
0.40% interest rate
Rate by balance
Rate by balance for Money Plus Balance APY Up to $5,000 0.40% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.55% $100,000 and up 0.60% Rate checked
More details - American Lake Credit UnionMoney Plus ShareSavings · $5,000 min · 0.40%–0.60% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Offer: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000. Applies to daily balance tier $0 - $4,999.99.
0.40% interest rate · Effective Mar 23, 2026
Rate by balance
Rate by balance for Money Plus Share Balance APY Up to $5,000 0.40% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.55% $100,000 and up 0.60% Rate checked
More details - American Lake Credit UnionSave to WinSavings · $25 min · 0.45%–1.35% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Must be a member of American Lake Credit Union in good standing, at least 18 years old, and a legal resident of the state of Washington. For every $25 increase in month-over-month balance, receive one entry into monthly, quarterly, and annual prize drawings.
Offer: Dividends compounded and credited monthly. Applies to balance tier $0 - $500.00.
1.34% interest rate · Effective Mar 23, 2026
Rate by balance
Rate by balance for Save to Win Balance APY Up to $500 1.35% $500 – $1,000 0.85% $1,000 – $5,000 0.50% Over $5,000Your amount 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Peak Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.15%–1.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Available to Peak Credit Union members across Washington and Oregon. Rates may vary after account opening. $1,000 minimum deposit required for account opening, but minimum balance is not required to earn dividends.
Offer: Rates may vary after account opening. Dividends calculated by daily balance method and compounded/credited monthly.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 1.20% $150,000 – $250,000 1.30% $250,000 and up 1.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Dividends compounded and credited annually. Minimum daily balance to earn dividends is $5.00.
0.25% interest rate · Effective Mar 23, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open to Sound members 18 and older living in Washington State. Limit one Save to Win Savings account per member. Membership with Prime Savings required.
Offer: $0 minimum balance. Earns quarterly dividends and entries into prize drawings for every $25 month-over-month balance increase (max 100 entries/month, 300/quarter, 1,200/year).
0.25% interest rate · No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Standard core membership savings account that establishes credit union membership. No maintenance fees, no minimum balance requirements, and no qualifying conditions required.
Offer: $0 opening deposit in person, $10 minimum deposit if opened online. No monthly maintenance fees or minimum balance requirements.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: NCUA insured up to $250,000. Fees could reduce earnings.
0.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Market Saver Balance APY Up to $2,500 0.01% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum $1 deposit to open and $1 balance requirement. Direct deposit and payroll deduction available. Receive direct deposit funds up to two days early. Dividends compounded and credited monthly.
0.10% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Subject to IRS limitations. Dividends compounded and credited monthly. Accounts owned by Non-Resident Aliens are excluded from earning dividends.
Offer: Subject to IRS limitations.
0.10% interest rate · Effective Jul 1, 2026
Rate checked
More details - America's Credit UnionMoney MarketMoney Market · $0 min · 0.01%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: ACU membership required. Account can be opened with as little as $1.
0.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.01% $5,000 – $15,000Your amount 0.10% $15,000 – $25,000 0.12% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $150,000 0.25% $150,000 – $250,000 0.30% $250,000 – $500,000 0.35% $500,000 – $1,000,000 0.45% $1,000,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lakewood, WA
60 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.25%
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Seattle, WA metro
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