Compare Bank & Credit Union Rates
Best savings rates in Auburn, WA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Auburn, WA
- 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Must be paired with a Verity Cash Back or Double Cash Back Checking account. Limit one Max My Savings account per primary account holder. Non-existing members must establish a Prime Share membership account ($5 membership fee required).
Offer: Qualifying rate when monthly Cash Back Checking qualifications are met (at least 12 debit card purchases, enrolled in eStatements, and log into Digital Banking at least once).
Qualified rate · No monthly fee · Effective Feb 1, 2026
Rate by balance
Rate by balance for Max My Savings Balance APY Up to $50,000Your amount 4.00% $50,000 and up 0.03% Rate checked
More details - 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - BECUMoney Market with Member AdvantageMoney Market with Member Advantage · $0 min · 0.35%–2.73% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. Requires meeting Member Advantage relationship requirements to receive Member Advantage rates. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance. Requires Member Advantage.
Qualified rate · No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market with Member Advantage Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.32% $50,000 – $100,000 2.38% $100,000 – $250,000 2.48% $250,000 – $500,000 2.58% $500,000 and up 2.73% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Sound membership with a Prime Savings account is required. Anyone who lives or works in WA can join. Over 3 checks per month incurs a $10 fee per check.
Offer: Dividends compounded and credited monthly. No monthly fee. Rates and fees are subject to change.
1.98% interest rate · No monthly fee
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Red Canoe Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.95%–1.25% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Must maintain a $500 minimum balance to earn dividends; dividends are not earned for the month if the balance falls below $500 on the last day of the calendar month.
0.95% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $500 and up 0.95% $10,000 and upYour amount 0.95% $25,000 and up 1.00% $50,000 and up 1.05% $100,000 and up 1.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Rates may change after account is opened. Fees could reduce earnings.
0.25% interest rate · Effective Oct 20, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Global Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.20%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: No maintenance fee. Start earning dividends with a balance of $5,000. Dividends calculated daily and credited monthly.
0.20% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 and up 0.20% $10,000 and upYour amount 0.25% $25,000 and up 0.30% $50,000 and up 0.40% $100,000 and up 0.45% $250,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Open to Sound members 18 and older living in Washington State. Limit one Save to Win Savings account per member. Membership with Prime Savings required.
Offer: $0 minimum balance. Earns quarterly dividends and entries into prize drawings for every $25 month-over-month balance increase (max 100 entries/month, 300/quarter, 1,200/year).
0.25% interest rate · No monthly fee
Rate checked
More details - Verity Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.75% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Available to Verity Credit Union members. Minimum check withdrawal amount is $500.
Offer: Once a balance range is met, the APY for that range will apply to the entire balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.10% $10,000 – $49,999Your amount 0.20% $50,000 – $99,999 0.55% $100,000 – $249,999 0.60% $250,000 and up 0.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Standard core membership savings account that establishes credit union membership. No maintenance fees, no minimum balance requirements, and no qualifying conditions required.
Offer: $0 opening deposit in person, $10 minimum deposit if opened online. No monthly maintenance fees or minimum balance requirements.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Auburn, WA
44 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.23%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
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- Alaska Air Group Credit UnionCredit union · 1 branch