Bank · FDIC insured
National Bank of Middlebury Savings Rates
National Bank of Middlebury’s best savings rate is 0.05% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How National Bank of Middlebury’s savings rates compare
Compared with banks and credit unions near Burlington, VT, where National Bank of Middlebury has the most branches. $10,000, best rate first.
This bank’s best
National Bank of Middlebury
0.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $5
Money Market Account
Top rate
The Business Bank
3.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
NorthCountry Federal Credit Union
1.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $150
National Bank of Middlebury savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where National Bank of Middlebury ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.05%APY
Minimum $100.00 to open. $2,500.00 minimum balance to avoid $10.00 monthly service charge. Fees could reduce earnings. Rates are variable and may change after account is opened. Rates credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Balance $0 – $24,999.99 | 0.05% | $5 | Balance $0 – $24,999.99 |
| $25,000 – $50,000Balance $25,000.00 – $49,999.99 | 0.10% | — | Balance $25,000.00 – $49,999.99 |
| $50,000 – $150,000Balance $50,000.00 – $149,999.99 | 0.15% | — | Balance $50,000.00 – $149,999.99 |
| $150,000 – $500,000Balance $150,000.00 – $499,999.99 | 0.30% | — | Balance $150,000.00 – $499,999.99 |
| $500,000 and upBalance > $500,000.00 | 0.40% | — | Balance > $500,000.00 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Youth iSave
5.13%APY · 1 term
Children under 18; add-to CD savings; 12-month term; max $500 deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsYouth account; add money throughout term; early withdrawal penalty applies | 5.13% | — |
Sources (2)
All captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.