Compare Bank & Credit Union Rates
Best savings rates in Ogden, UT
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Ogden, UT
- Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - 0.38%APY$38 a year on $10,000
Requirements
Product: Can be opened online or in branch. No monthly service fee. Unlimited deposits and withdrawals.
Offer: Variable APY.
No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for I Save Balance APY $500 – $10,000 0.23% $10,000 – $25,000Your amount 0.38% $25,000 – $50,000 0.68% $50,000 – $100,000 0.94% $100,000 – $150,000 1.14% $150,000 – $200,000 1.71% $200,000 and up 1.97% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be funded from an account outside Bank of Utah. Up to six free withdrawals or transfers per statement cycle ($10 fee for each additional debit transaction). Interest begins accruing with a minimum daily balance of $10,000; if daily balance falls below $10,000, no interest is earned for that day. Higher rates apply on days balance reaches $25,000 or more.
Offer: Variable APY. If balance falls below $10,000 on any day, no interest is earned for that day.
Effective Oct 21, 2026
Rate by balance
Rate by balance for My Money Market Balance APY $500 – $10,000 0.00% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 1.21% $50,000 – $100,000 1.97% $100,000 – $150,000 2.48% $150,000 – $200,000 2.99% $200,000 and up 3.51% Rate checked
More details - 0.25%APY$25 a year on $10,000
No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required based on eligibility. $1 required to open and maintain the account.
Offer: Earns dividends on average daily balance over $100 (or $100 or more). Dividends are compounded and paid monthly.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Part of member ownership in America First Credit Union; starts upon joining. Account is free with a maintained balance of $1.00. Dividends credited monthly; rate and APY subject to monthly change.
Offer: Maintained balance of $1.00 keeps account free. Fees could reduce earnings. Dividends are credited monthly.
0.05% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum balance to maintain credit union membership. Earns interest with a $150 minimum balance. Compounded monthly. Yield declared as a dividend for the previous month. No fees unless account is closed within the first 6 months. 6 electronic withdrawals/transfers per month, unlimited in-branch.
Offer: Minimum average daily balance of $150 required to earn stated APY. Dividends compounded monthly. Share Savings yield declared as a dividend for the previous month.
Compounded monthly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatic monthly transfer of at least $10 from payroll or another ACU account required. Optional Sweeps daily transfer from ACU checking. Maximum 2 withdrawals/transfers per year. Compounded monthly.
Offer: Tier for balances $0.01 to $4,999.99. Minimum required monthly transfer of $10. Max 2 withdrawals/transfers per year. Dividends compounded monthly.
Compounded monthly · No monthly fee
Rate by balance
Rate by balance for MyFund Savings Balance APY Up to $5,000 0.10% $5,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly based on daily balance formula. Rates are variable.
Offer: Variable rate; dividends compounded and credited monthly based on daily balance formula.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly based on daily balance formula. Rates are variable.
Offer: Variable rate; dividends compounded and credited monthly based on daily balance formula.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ogden, UT
45 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.70%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ogden, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 28 branches
- Deseret First Credit UnionCredit union · 2 branches
- Cyprus Credit UnionCredit union · 2 branches