Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 826–840 results in Texas
- 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends are compounded and credited monthly.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends are compounded and credited monthly.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Sep 23, 2026
Rate checked
More details - MTCURegular Shares/Special TieredSavings · $100 min · 0.05%–0.45% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends credited monthly. Minimum deposit to open is $25.00. Account limitations apply: maximum of 6 transfers/withdrawals per month.
Offer: Dividends credited monthly. Earn dividends with $100 minimum balance.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Regular Shares/Special Tiered Balance APY $100 – $10,000Your amount 0.05% $10,000 – $25,000 0.20% $25,000 – $50,000 0.25% Over $50,000 0.45% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Savings account is at the core of a Beacon FCU membership. Required balance of $100 to earn regular dividend payments. If opening for a minor, a parent or legal guardian is required to co-sign as a joint owner.
Offer: Minimum balance of $100.00 required to earn the advertised APY.
0.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded and paid to account monthly.
Offer: All Balances. No monthly fee. Compounded and paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - HEB Federal Credit UnionMembership Savings (Savings Account)Savings · $100 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Primary account and key to membership. Minimum balance of $25 par value. Quarterly Share Account Maintenance Fee of $10 applies if primary share ledger balance on last business day of quarter is less than $300, member has no other share/loan relationship, and is age 18+. Transaction limitation of max 4 withdrawals/transfers per month (excluding ATM).
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Membership Savings (Savings Account) Balance APY $100 – $1,000 0.00% Over $1,000Your amount$1,000.00 each day to earn APY disclosed. Dividend rate of 0.05% on entire balance. 0.05% Rate checked
More details - HEB Federal Credit UnionSponsor Package Savings AccountSavings · $100 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Only available to current H-E-B employees with direct deposit of their payroll into their credit union account. Converted to Savings Account if employment terminates or payroll direct deposit is cancelled. Exempt from Share Account Maintenance Fee. Max 4 withdrawals/transfers per month (excluding ATM).
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Sponsor Package Savings Account Balance APY $100 – $1,000 0.00% Over $1,000Your amount$1,000.00 each day to earn APY disclosed. Dividend rate of 0.05% on entire balance. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earn interest on average daily balance of $500 and up. Rate/yield subject to change daily.
Offer: Rate for balances from $500 and up. Minimum $25 to open.
0.05% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account. Limit one account per SSN. Qualify for Kasasa Saver rewards by meeting monthly qualification cycle requirements in the linked Kasasa Cash or Kasasa Cash Back account (at least 12 check card purchases post and settle, enroll and receive e-statement notices, and enroll and log into online banking).
Offer: Base rate applied to entire balance if monthly qualifications in linked Kasasa Cash or Kasasa Cash Back are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on the full daily balance with no stated tiers. Variable rate may change after opening. Fees could reduce earnings. $2 paper statement fee per cycle waived for age 50+ or eStatements.
Offer: Daily balances of $0 or more. Rates current as of today's date; interest rate and APY may change after account opening. Fees could reduce earnings. Interest earned on daily balance; variable rate subject to change at First Mid's discretion.
0.05% interest rate · No monthly fee
Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum initial share deposit of $10 to open and become a member. Dividends paid quarterly (posted March 31st, June 30th, September 30th, and December 31st).
0.03% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $100 – $3,000 0.03% $3,000 – $25,000Your amount 0.05% $25,000 and up 0.09% Rate checked
More details - University Credit UnionMoney Market PlusMoney Market Plus · $1,000 min · 0.05%–3.45% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Requires a minimum opening deposit of $1,000. Minimum balance of $25. Variable-rate account; rates vary by balance tier and apply to the entire account balance. To earn advertised relationship dividend rate and APY, members must maintain an active UCU checking account under the same member number and receive qualifying deposits totaling at least $1,000 each calendar month (direct deposit, ACH, Zelle, Venmo, PayPal, cash/check deposit, incoming wire; internal transfers, chargebacks, and promotional incentives do not qualify). If checking requirements are not met, default rate is paid (0.05% APY). Dividends calculated daily, compounded and paid monthly.
Offer: Default dividend rate / base tier if checking account or $1,000 qualifying monthly deposit requirement is not met, or for balances under $25,000.
Qualified rate · 0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $24,999Your amount 0.05% $25,000 – $49,999Requires active UCU checking account under the same member number and qualifying monthly deposits totaling at least $1,000. Rate applies to entire balance. 2.70% $50,000 – $99,999Requires active UCU checking account under the same member number and qualifying monthly deposits totaling at least $1,000. Rate applies to entire balance. 2.90% $100,000 – $249,999Requires active UCU checking account under the same member number and qualifying monthly deposits totaling at least $1,000. Rate applies to entire balance. 3.20% $250,000 and upRequires active UCU checking account under the same member number and qualifying monthly deposits totaling at least $1,000. Rate applies to entire balance. 3.45% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum balance is required in a Regular savings account for all Altra members; this is your ownership share in the Credit Union. This account pays dividends quarterly.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches