Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Texas
- Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 216 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - Community National Bank & Trust of TexasMy Money MarketMy Money Market · $25 min · 0.50%–3.04% by balance
Bank · 18 branches
0.90%APY$90 a year on $10,000Requirements
Product: Monthly fee of $7 waived with minimum balance of $3,000. 6 free debits per statement cycle.
Offer: Monthly fee of $7 waived with minimum balance of $3,000.
0.50% interest rate · $7 monthly fee
Rate by balance
Rate by balance for My Money Market Balance APY Up to $3,000 0.50% $3,000 – $250,000Your amount 0.90% $250,000 – $1,000,000 1.92% $1,000,000 and up 3.04% Rate checked
More details - West Texas CUMoney MarketMoney Market · $2,500 min · 0.90%–1.15% by balance
Credit union · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Limited transactions. Minimum withdrawals/deposits of $100. Dividends accrue daily and are paid monthly.
Offer: Interest paid monthly.
0.90% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.90% $25,000 and up 1.15% Rate checked
More details - Wellby FinancialWellby Savings PlusSavings · $100 min · 0.63%–1.64% by balance
Credit union · 22 branches
0.88%APY$88 a year on $10,000with conditionsRequirements
Product: Must be at least 18 years of age to open. Tiered rate share account. Bonus rate requires active checking and transaction count.
Offer: Standard rate tier for balances $0 - $9,999.99.
Qualified rate · 0.63% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Wellby Savings Plus Balance APY Up to $10,000 0.63% $10,000 – $25,000Your amount 0.88% $25,000 – $50,000 1.13% $50,000 – $100,000 1.38% $100,000 – $250,000 1.51% $250,000 and up 1.64% Rate checked
More details - Tarrant County's Credit UnionMoney MarketMoney Market · $1,000 min · 0.50%–1.25% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,000Requirements
Product: $1,000 minimum balance to earn interest; $10 monthly service charge assessed if balance falls below $1,000.
Offer: Tier 1; $10 monthly service charge if daily balance falls below $1,000.
0.50% interest rate · $10 monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,500 0.50% $2,500 – $10,000Tier 2; 0.75% $10,000 – $25,000Your amountTier 3; 0.85% $25,000 – $50,000Tier 4; 1.00% $50,000 – $100,000Tier 5; 1.10% $100,000 and upTier 6; 1.25% Rate checked
More details - Beacon Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.80%–0.95% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,0000.80% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.80% $10,000 – $25,000Your amount 0.85% $25,000 and up 0.95% Rate checked
More details - Houston Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.00%–1.45% by balance
Credit union · 10 branches
0.85%APY$85 a year on $10,000Requirements
Product: Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit. Members can make up to six withdrawals or transfers per month online, but an unlimited number in person or at an ATM.
Offer: Payable November 1, 2026.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $10,000 0.80% $10,000 – $20,000Your amount 0.85% $20,000 – $40,000 1.20% $40,000 – $100,000 1.35% $100,000 and up 1.45% Rate checked
More details - Eastman Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. Tiered IMMA with checking account flexibility. Federally insured up to $250,000 by NCUA.
0.75% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - Eastman Credit UnionIndividual Money Market AccountIndividual Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. APY is an annual calculation based on a 365/366 day year. APY assumes dividends will remain on deposit until maturity.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Individual Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - My Community Credit UnionKasasa SaverSavings · $5 min · 0.75%–0.85% by balance
Credit union · 6 branches
0.85%APY$85 a year on $10,000with conditionsRequirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, Kasasa Eats (Teen), Kasasa Play, or Kasasa Play (Teen)). Automatic transfers of Kasasa checking earnings to Kasasa Saver. No recurring monthly service charges or fees. Limit 1 account per individual taxpayer identification number.
Offer: Applies when qualifying transactions are met in the linked Kasasa checking account during each Monthly Qualification Cycle (such as direct deposit/ACH, 12 debit card purchases, eStatements, and online banking log-in).
Qualified rate · 0.85% interest rate · No monthly fee · Effective Nov 21, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.85% Over $25,000 0.75%* Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Offer: Minimum balance to obtain APY is $2,500. Rates offered may change without notice. Fees may reduce yield.
Effective Aug 28, 2025
Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Higher interest rates with minimum requirements including higher minimum balance requirement, limited withdrawals per month, and fewer check writing privileges. Non-term share account dividends are declared at the end of each quarter and subject to change without notice.
Offer: Balance tier < $50,000. Dividends declared at end of each quarter.
0.85% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 0.85% $50,000 and up 1.06% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: Quarterly compounding; must maintain a balance of at least $100 for dividends to accrue. $40 to open and maintain for the first time.
Offer: Dividends compounded and paid quarterly to qualifying accounts; must maintain a balance of at least $100 for dividends to accrue.
0.80% interest rate
Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: Available to members with a Regular Shares account at no additional cost. Quarterly compounding; must maintain a balance of at least $100 for dividends to accrue.
Offer: Dividends compounded and paid quarterly to qualifying accounts; must maintain a balance of at least $100 for dividends to accrue. Members with a Regular Shares account may open at no additional cost.
0.80% interest rate
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches