Bank · FDIC insured
Plains State Bank Savings Rates
Plains State Bank’s best savings rate is 0.85% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Plains State Bank’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Plains State Bank has the most branches. $10,000, best rate first.
This bank’s best
Plains State Bank
0.85%APY
- Earns on $10,000 a year
- $85
Money Market Account
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Earns on $10,000 a year
- $400
Plains State Bank savings score
82
Savings score
Higher than 57% of U.S. banks and credit unions
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Plains State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.85%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance to obtain APY is $2,500. Rates offered may change without notice. Fees may reduce yield.$2,500 and up | 0.85% | $85 | Minimum balance to obtain APY is $2,500. Rates offered may change without notice. Fees may reduce yield. |
Sources (1)
- psbplains.com/personal/cd-money-market-offers · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.