Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 961–965 results in Texas
- 0.00%APY$0 a year on $10,000with conditions
Requirements
Product: Qualifications apply.
Offer: All balances if qualifications not met.
Qualified rate · 0.00% interest rate
Rate checked
More details - 0.00%APY$0 a year on $10,000with conditions
Requirements
Product: Qualifications apply.
Offer: When qualifications are met.
Qualified rate · 0.00% interest rate · Balance cap $15,000
Rate checked
More details - Neighborhood Credit UnionMax SavingsSavings · $0 min · 0.00%–3.05% by balance
Credit union · 17 branches
0.00%APY$0 a year on $10,000Requirements
Product: No monthly service fees. Up to 3 withdrawals per statement cycle/month; excess withdrawals incur a fee. Available online to anyone living in Texas or at a local branch.
Offer: Balances $0–$99,999.99 earn no dividends (0.00% APY). Minimum balance of $100,000 required to earn dividends.
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Max Savings Balance APY Up to $100,000Your amount 0.00% $100,000 – $500,000Fixed rate of 2.96%. 3.00% $500,000 and upFixed rate of 3.01%. 3.05% Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Dividends are paid monthly based on average daily balance. Minimum balance of $1,000.00 required to keep account active and earn dividends.
0.00% interest rate · Effective Aug 7, 2026
Rate by balance
Rate by balance for Onyx Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.00% $25,000 – $50,000 0.00% $50,000 – $100,000 0.00% $100,000 – $500,000 1.00% Over $500,000 3.45% Rate checked
More details - 0.00%APY$0 a year on $10,000
Requirements
Product: Must have an average daily balance of $100.00 to earn dividends. Automatically opened when approved for an auto, mortgage, and/or personal loan.
Offer: Dividends paid quarterly; if closed before accrued dividends are credited, accrued dividends will not be paid.
0.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches