Bank · FDIC insured
Harmony Bank
A $855.3M bank headquartered in Dallas, TX, with 12 branches in Texas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—0.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Harmony Bank
Locally owned and operated, Harmony Bank and its predecessors have served Texas since 1901.
Headquartered in Dallas, the bank operates eleven locations throughout North and East Texas.
- Headquarters
- 4161 Mckinney Ave, Dallas, TX 75204
- FDIC certificate
- 57922 ↗
Branches
12 branches in Texas
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Texas
12 branches
Dallas area · 10
- Harmony BankMain office4161 Mckinney Ave, Dallas, TX 75204Directions
- Bishop Arts Branch247 W Davis St, Dallas, TX 75208Directions
- Deep Ellum Branch3033 Main St, Dallas, TX 75226Directions
- Ervay Street Branch1900 S Ervay St, Dallas, TX 75215Directions
- Maple Avenue Branch5000 Maple Ave, Dallas, TX 75235Directions
- Ennis Branch909 S Clay St, Ennis, TX 75119Directions
- Garland Branch1919 S Shiloh Road Suite 100 Lb 30, Garland, TX 75042Directions
- Italy Branch100 W Main St, Italy, TX 76651Directions
- Kemp Branch100 S State Highway 274, Kemp, TX 75143Directions
- Waxahachie Branch104 Broadhead Rd, Waxahachie, TX 75165Directions
Corsicana area · 1
- Rice Branch100 North Mckinney Street, Rice, TX 75155Directions
Athens area · 1
- Seven Points Branch11660 Highway 274, Seven Points, TX 75143Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.90% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.02% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.16% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio11.90%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.02%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.16%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Harmony Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.