Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Tennessee
- 1.00%APY$100 a year on $10,000
Requirements
Product: Dividends compounded and paid monthly. Primary Share rate paid if balance drops below $3,000.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $3,000 0.20% $3,000 – $100,000Your amount 1.00% $100,000 and up 1.50% Rate checked
More details - Liberty FCUMoney Market Share AccountsMoney Market Share Accounts · $1,000 min · 1.00%–4.00% by balance
Credit union · 9 branches
1.00%APY$100 a year on $10,000Requirements
Product: Requires a minimum balance to open. Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. Dividends are established monthly at a rate determined by the Liberty FCU Board of Directors. Fees may reduce earnings.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $1,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.50% $250,000 – $999,999 3.00% $1,000,000 and up 4.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Available for personal accounts only. No monthly maintenance fees. Membership eligibility required. Does not offer check-writing privileges or a debit card.
Offer: $1,000 minimum deposit required to open and maintain account. Dividends calculated daily and paid/compounded monthly. Rates subject to change.
1.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate checked
More details - Patriot Equity Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.25%–1.75% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Member must maintain minimum balance of $2500.00 to earn dividends. Account will be based on a daily balance and paid quarterly. Only allowed one withdrawal per month; $8.00 withdrawal fee for withdrawals in excess of one per month.
Offer: Member must maintain minimum balance of $2500.00 to earn dividends. Account based on daily balance and paid quarterly.
0.25% interest rate · Effective Mar 29, 2023
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $49,999 1.25% $50,000 – $99,999 1.50% $250,000 and up 1.75% Rate checked
More details - 1.00%APY$100 a year on $10,000
Rate checked
More details - MPD Community CUMoney Market SavingsMoney Market Savings · $1,500 min · 1.00%–1.40% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Earns interest quarterly. Federally insured to at least $250,000 by NCUA.
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,500 – $20,000Your amount 1.00% $20,001 – $50,000 1.15% $50,001 – $80,000 1.30% $80,001 and up 1.40% Rate checked
More details - COMTRUST Federal Credit UnionCOMTRUST Money Market AccountCOMTRUST Money Market Account · $2,500 min
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are paid monthly based on account balance; Annual Percentage Yield is based on monthly compounding. Minimum balance required to open is $2,500.
Offer: Annual Percentage Yield is based on monthly compounding; dividends paid monthly.
1.00% interest rate
Rate checked
More details - FedTrust Federal Credit UnionInsured Share Management Account - ISMAInsured Share Management Account - ISMA · $3,000 min · 1.00%–1.25% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tier between a regular share account and a share certificate allowing a limited number of withdrawals per month and unlimited deposits. Requires minimum deposit or withdrawal of $500.
Offer: High Yield tier. Non-term. Monthly paid dividends. Minimum deposit or withdrawal of $500.
1.00% interest rate
Rate by balance
Rate by balance for Insured Share Management Account - ISMA Balance APY $3,000 and upYour amount 1.00% $100,000 and upJumbo tier. 1.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Rates subject to change at any time. APY based on assumption that minimum balances and other requirements are met. Dividends compounded monthly.
Offer: Tier: Under $50,000. Dividends compounded monthly.
1.00% interest rate · Compounded monthly · Balance cap $50,000 · Effective Dec 1, 2025
Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: A $3.00 monthly minimum balance fee is imposed if the account balance falls below $100.00 on any day of the month. A $1.00 fee is charged per withdrawal in excess of 6 withdrawals per monthly interest cycle.
Offer: Variable rate. Monthly minimum balance fee of $3.00 waived if minimum balance of $100.00 is maintained. $1.00 service fee for each withdrawal exceeding 6 per month.
0.90% interest rate · $3 monthly fee · Effective Sep 18, 2026
Rate checked
More details - Eastman Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 22 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. Tiered IMMA with checking account flexibility. Federally insured up to $250,000 by NCUA.
0.75% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - Eastman Credit UnionIndividual Money Market AccountIndividual Money Market Account · $0 min · 0.75%–2.00% by balance
Credit union · 22 branches
0.85%APY$85 a year on $10,000Requirements
Product: Variable rate account. APY is an annual calculation based on a 365/366 day year. APY assumes dividends will remain on deposit until maturity.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Individual Money Market Account Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 – $199,999 1.80% $200,000 and up 2.00% Rate checked
More details - Resound Credit UnionPersonal Money MarketPersonal Money Market · $1,000 min · 0.70%–2.05% by balance
Credit union · 7 branches
0.85%APY$85 a year on $10,000Requirements
Product: Dividends compound monthly. Limited check writing (3/month). Earn more as your balance grows.
Effective Aug 20, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $9,999 0.70% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $99,999 1.20% $100,000 – $249,999 1.40% $250,000 and up 2.05% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Offer: All dividends and interest credited monthly.
0.80% interest rate · Effective Mar 19, 2026
Rate checked
More details - First South FinancialBoost Money MarketBoost Money Market · $0 min · 0.80%–3.00% by balance
Credit union · 14 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: Requires a Checking account with First South Financial. High-Yield rate (3.00%) on balances of $25,000+. Accounts that fall below the minimum balance requirement of $25,000 will incur a $15.00 monthly service fee. Accurate as of 7/16/2026.
Offer: Balance below $25,000 incurs $15.00 monthly service fee.
Qualified rate · $15 monthly fee · Effective Jul 16, 2026
Rate by balance
Rate by balance for Boost Money Market Balance APY Up to $24,999Your amount 0.80% $25,000 and upRequires checking account with First South Financial. 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches