Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Tennessee
- 0.20%APY$20 a year on $10,000
Requirements
Product: Transfers to another account or third parties limited to 6 per statement cycle. Excess transaction fee of $1.00 per transaction over limit. Rate may change after account is open. May require a minimum daily balance.
Offer: Interest credited quarterly. Rate may change after opening. APY assumes funds remain on deposit a full year.
0.20% interest rate
Rate checked
More details - First South FinancialStandard Savings AccountSavings · $25 min · 0.00%–0.20% by balance
Credit union · 14 branches
0.20%APY$20 a year on $10,000Requirements
Product: This account is the basis of your relationship with First South Financial and has no monthly service fee. In addition to the minimum deposit required to open, you may have to pay a $10 one-time membership fee.
No monthly fee
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $200 0.00% $200 – $3,000 0.20% $3,000 – $20,000Your amount 0.20% $20,000 and up 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Required for membership. Direct Deposit and Payroll Deduction available. Free Remote Automated Teller Phone Banking. Six free withdrawals per month.
Offer: Minimum required to earn dividends $100.00
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum required to earn dividends $100.00
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Quarterly Minimum Balance Service Charge of $3 if Daily Balance drops below $100 any day of the quarter. No minimum Daily Balance required to earn interest. $4 Excess Debit Fee for each withdrawal/transfer exceeding six per calendar month (applies to online/electronic transfers, check, draft, or debit card).
0.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - Veritas Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.20%–1.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Rates as of Oct. 1, 2026, and are subject to change without notice.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 and up 1.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary savings account. Dividends compounded and paid monthly. Minimum balance of $5.00.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Nucor Employee's Credit UnionRegular Share SavingsSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.20% Rate checked
More details - Beacon Financial Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.60% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance of $25.00 is required. 6 withdrawals per month allowed.
Effective Aug 13, 2024
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $15,000Your amount 0.20% $15,000 – $50,000 0.30% $50,000 – $75,000 0.40% $75,000 – $100,000 0.50% Over $100,000 0.60% Rate checked
More details - Employee Resources Credit UnionSpecial Savings (90 Day Investment) AccountSavings · $500 min
Credit union · 5 branches
0.20%APY$20 a year on $10,000intro rateRequirements
Product: Minimum deposit of $500 required to open. Deposits must be made in increments of $500. Withdrawals allowed during the quarter with no penalty if a minimum balance of $500 remains. Account closures during the quarter are subject to early withdrawal penalties. Rates subject to change at beginning of each quarter.
Promotional rate · 0.20% interest rate · Effective Apr 3, 2023
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum initial deposit of $5.00 required to join the credit union. Minimum balance required to earn dividends. Compounded and credited quarterly.
Offer: Compounded quarterly
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Share Account Balance APY $100 – $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 and up 0.40% Rate checked
More details - Enlighten Federal Credit UnionRegular Shares (savings)Savings · $0 min · 0.00%–0.25% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Subject to change without notice. Projected 2nd Quarter 2026.
Rate by balance
Rate by balance for Regular Shares (savings) Balance APY Up to $100 0.00% $101 – $10,000Your amount 0.20% Over $10,000 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership Shares with a $5.00 minimum balance earn dividends paid quarterly.
Offer: Dividends paid quarterly with a $5.00 minimum balance.
Effective Feb 26, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Higher interest rates reward consistency. Automatic transfers build discipline. All accrued earnings forfeited if closed before end of quarter.
Offer: Quarterly dividend earnings. All accrued earnings are forfeited if account is closed before the end of the quarter.
0.20% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches