Compare Bank & Credit Union Rates
Best savings rates in South Dakota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in South Dakota
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Link to Kasasa Cash Back Checking. No minimum balance to earn rewards. No monthly maintenance fees. If new to Explorers CU, minimum $10 membership deposit into a Share (Savings) Account required.
Offer: If qualifications aren't met.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10 minimum opening deposit and balance. No monthly or annual service fee.
0.05% interest rate · No monthly fee · Effective Apr 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10 minimum opening deposit and balance. Establishes Explorers CU membership. No monthly or annual service fee. Combined accounts federally insured up to $250,000 by NCUA.
0.05% interest rate · No monthly fee · Effective Apr 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary savings account required for membership (maintain two shares at $5.00 each, $10.00 total). Dividends paid quarterly. All deposited funds earn the rate for the tier. Variable rate may change at any time.
0.00% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $101 0.00% $101 – $2,500 0.02% $2,500 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit and $5 minimum daily balance with no fee charged. Minimum $50 balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit. Minimum $50 balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends compounded/credited quarterly.
0.05% interest rate · Balance cap $999,999.99 · Effective Oct 31, 2014
Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.04% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.04% $5,000 – $25,000Your amount 0.04% $25,000 – $100,000 0.06% $100,000 – $500,000 0.06% $500,000 – $1,000,000 0.08% $1,000,000 – $2,500,000 0.08% $2,500,000 and up 0.08% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Eligible for Net Zero and Community Impact Deposits.
Offer: Variable interest rate paid monthly based on daily balance; applies to entire account balance. Monthly maintenance fee of $3 is waived if a $50 daily balance is maintained every day of the month. $1.50 quarterly paper statement fee waived if enrolled in eStatements.
0.04% interest rate · $3 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Quoin Financial BankCash Management AccountSavings · $5,000 min · 0.01%–0.40% by balance
Bank · 3 branches
0.01%APY$1 a year on $10,000Requirements
Product: Interest calculated and paid monthly. $25 monthly maintenance fee when balance falls below $5,000. Limit of 6 transfers per month.
Offer: $25 monthly maintenance fee when balance falls below $5,000.
0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Cash Management Account Balance APY $5,000 – $25,000Your amount 0.01% $25,000 – $50,000 0.01% $50,000 – $100,000 0.25% $100,000 – $200,000 0.40% $200,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in South Dakota
145 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.51%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.40%
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South Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- San Diego Firefighters Federal Credit UnionCredit union · 1 branch
- Voyage Federal Credit UnionCredit union · 4 branches
- Sioux Valley Co-op Federal Credit UnionCredit union · 1 branch