Credit union · NCUA insured
Dacotah Federal Credit Union Savings Rates
Dacotah Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Savings/Share. Rates checked October 22, 2026.
How Dacotah Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Rapid City, SD, where Dacotah Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dacotah Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Savings/Share
Top rate
Highmark Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
Aspen Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Dacotah Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dacotah Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings/Share
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000,000Dividends compounded/credited quarterly.Up to $1,000,000 | 0.05% | $5 | Dividends compounded/credited quarterly. |
Sources (1)
- dacotahfcu.com/rates-2 · captured Sep 19, 2026
Special-purpose accounts
IRAs
0.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum required; dividends compounded/credited quarterly.Any balance | 0.40% | $40 | No minimum required; dividends compounded/credited quarterly. |
Sources (1)
- dacotahfcu.com/rates-2 · captured Sep 19, 2026
Who can join Dacotah Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.